Business Details
50+ Years
experience
Your Trusted Insurance Partner in Florence, AL
Henninger Johnson & Layton Insurance Agency has served Alabama communities since the early 1960s, evolving through strategic mergers to better meet client needs. As a family-owned, independent agency, we prioritize personalized service and local expertise, representing multiple insurers to deliver tailored coverage solutions. Our commitment to community values and financial security has made us the oldest locally owned insurance agency in the region.We specialize in personal, business, and employee benefits insurance, with offices in Florence, Tuscumbia, and Sheffield, AL, serving clients across Alabama, Tennessee, and Mississippi. Our team combines decades of experience with a dedication to simplifying insurance decisions for individuals and businesses alike.
Services
Home Insurance
Auto Insurance
Renters Insurance
Business Owners Insurance
General Liability Insurance
Workers Compensation Insurance
Group Health Insurance
Church Insurance
Contractor Insurance
Manufacturer Insurance
Details
- Year established: 1960
Highlights and features
- We offer over 60 years of combined insurance expertise in Alabama markets
- Our independent agency status provides access to multiple insurance carriers
- We specialize in customized coverage for local homes and businesses
- Our team maintains deep knowledge of regional insurance requirements
- We provide comprehensive risk management solutions for personal and business needs
What people say
Kind and helpful
Never disappoint
Recommend HJL
Trusted advisor
Prompt assistance
Services
Home Insurance
Protect your home with customized insurance solutions covering fire, water damage, personal liability, and valuable possessions. Our policies include replacement cost coverage and additional living expense protection to ensure comprehensive security for Alabama homeowners. We help clients navigate risks from flooding, trampolines, and secondary homes while maintaining compliance with local building codes.
Business Owners Insurance
Safeguard your business with combined property and liability coverage tailored to Alabama industries. Our BOP policies protect against fire damage, business interruption, and third-party claims while offering optional cyber liability and directors & officers coverage. We serve contractors, manufacturers, and churches with specialized risk management solutions.
Workers Compensation
Meet Alabama's legal requirements with comprehensive workers' compensation insurance protecting employees and employers. Our policies cover medical expenses, lost wages, and legal defense while providing safety training and return-to-work program support. We assist businesses with payroll audits and experience modification rate management.
Auto Insurance
Secure coverage for personal and commercial vehicles with protection against collision, comprehensive damage, and liability claims. Our policies include uninsured motorist coverage and rental reimbursement options tailored to Alabama drivers' needs. We offer specialized insurance for classic cars and high-value vehicles.
Employee Benefits
Attract and retain talent with competitive group insurance packages including health, dental, and vision coverage. Our voluntary benefits programs provide customizable options for Alabama businesses of all sizes. We offer guidance on compliance and cost-effective benefit structures.
People
Tyson Johnson
Owner, Producer
Tyson Johnson brings decades of local insurance expertise to HJL, leveraging his deep understanding of Alabama's insurance landscape to deliver tailored solutions for clients across the region.
Luke Brown
Producer
Luke Brown specializes in personal and commercial insurance, combining technical knowledge with personalized service to help Florence clients protect their homes and businesses effectively.
Janet Blazer
Producer
Janet Blazer provides Sheffield residents with expert insurance guidance, focusing on risk management strategies that balance comprehensive coverage with cost-effective solutions.
Questions
What types of insurance do you offer?
We provide home, auto, renters, business owners, general liability, workers compensation, and employee benefits insurance for Alabama residents and businesses.
Are you licensed to operate outside Alabama?
Yes, we serve clients in Tennessee and Mississippi through our local Alabama offices and regional partnerships.
How do I file a claim?
Contact our service center at 256-383-3400 or use our online portal to report claims and receive immediate assistance with the process.
Do you offer 24/7 customer support?
Our offices operate during regular business hours, but we provide emergency contact options for urgent claim situations.
Can you help with specialized insurance needs?
Yes, we offer niche coverage for collector cars, wine collections, trampolines, and commercial risks through specialized insurance partners.
