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Hospitality Insurance Specialists in Huntington Beach, CA
At Tagrisk Insurance Services Insurance Services, we have dedicated ourselves to revolutionizing hospitality insurance solutions through innovation, integrity, and industry expertise. With over 35 years of combined experience and thousands of clients served, our team specializes in addressing the unique risks faced by restaurants, bars, nightclubs, hotels, and cannabis businesses. Our approach prioritizes personalized service, ensuring every client receives tailored coverage that evolves with their needs. We partner with top-tier hospitality insurance carriers to deliver comprehensive protection while consistently achieving cost savings of 20-40% for our clients.Our commitment to transparency and client education is demonstrated through free policy audits and a proprietary eBook outlining critical liability insights. As a team of former athletes, veterans, and industry specialists, we bring both technical proficiency and genuine care to every client relationship, evidenced by our 100% customer satisfaction record across all products.
Services
General Liability
Commercial Property
Workers Compensation
Liquor Liability
Cyber Liability
Foodborne Illness Coverage
Employee Benefits Liability
Crime Insurance
Excess Liability
Commercial Auto
Highlights and features
- We save clients 20-40% on average through specialized hospitality insurance expertise
- Our team includes former NFL athletes and industry veterans with 35+ years combined experience
- We provide free policy audits to identify coverage gaps and cost-saving opportunities
- Multilingual service available in Spanish, Mandarin, and Burmese for diverse client needs
- 24/7 claims support ensures continuous risk management for hospitality businesses
What people say
Saved hundreds of thousands
Best in the biz
Immediate savings of $141,000
24/7 claims support
Personalized service approach
Services
General Liability
Our general liability coverage protects hospitality businesses from third-party claims of bodily injury, property damage, and advertising injuries. This essential protection covers legal fees, medical expenses, and settlement costs arising from common incidents like slip-and-fall accidents or customer property damage. With limits ranging from $1 million to $20 million, our policies ensure comprehensive protection tailored to franchise requirements and specific business risks.
Workers Compensation
Mandatory for hospitality businesses with employees, our workers' compensation policies cover medical expenses and lost wages for work-related injuries or illnesses. This coverage protects both employers and employees while ensuring compliance with state regulations. Our specialized programs address high-risk environments common in restaurants, hotels, and bars, including kitchen accidents and slip hazards.
Liquor Liability
Designed for establishments serving alcohol, this coverage protects against claims arising from alcohol-related incidents involving patrons. Our policies address dram shop liabilities, covering legal costs and damages from incidents like drunk driving accidents or alcohol-fueled altercations. This specialized protection is crucial for bars, nightclubs, and restaurants with liquor licenses.
Cyber Liability
Our cyber liability coverage safeguards hospitality businesses against data breaches and cyber attacks targeting customer payment information. This protection includes costs associated with data recovery, legal compliance, and notification requirements. Given the hospitality industry's reliance on digital payment systems, this coverage has become essential for modern businesses.
Commercial Property
This coverage protects physical assets including buildings, equipment, and inventory against fire, theft, and natural disasters. Our policies are tailored to hospitality businesses' unique needs, covering specialized equipment like commercial kitchens and hotel furnishings. Optional endorsements address business interruption losses to maintain cash flow during recovery periods.
People
Larry Anaya
Commercial Risk Specialist
With 30 years in restaurant and commercial insurance, Larry combines industry expertise with military discipline from his service in the 82nd Airborne Division. His specialized knowledge helps clients navigate complex risk exposures while maintaining personal integrity.
Brian Kozlowski
Hospitality Risk Specialist
A former NFL player with 15 years of professional football experience, Brian brings competitive drive and ethical standards to commercial insurance. His client-focused approach prioritizes affordable coverage solutions through market expertise.
Frank Iniguez
Hospitality Specialist
With 20+ years in foodservice insurance, Frank offers bilingual expertise in English and Spanish. His specialization in hospitality risk management helps clients understand the value of industry-specific insurance solutions.
Alissa Pope
Hospitality Risk Specialist
Recognized for exceptional client service, Alissa combines sociology expertise with athletic discipline to deliver personalized insurance solutions. Her approach emphasizes honesty and long-term client relationships in the hospitality sector.
Erika Schmidt
Account Executive
With 20+ years in insurance, Erika specializes in complex accounts while maintaining client-focused service. Her competitive background in national dodgeball championships informs her determined approach to finding optimal coverage solutions.
Questions
What types of businesses does Tagrisk Insurance Services Insurance Services specialize in?
We specialize in insurance for hospitality businesses including restaurants, bars, nightclubs, hotels, motels, and cannabis operations. Our expertise covers both commercial property and liability needs specific to these industries.
How much can I save by switching to Tagrisk Insurance Services Insurance Services?
Our clients typically save 20-40% on their insurance costs while receiving better coverage. We've helped businesses save up to $141,000 annually through our specialized risk assessment process.
What is included in a hospitality insurance policy?
Our policies typically include general liability, commercial property, workers compensation, liquor liability, and cyber liability coverage tailored to the specific risks of hospitality businesses.
Do you offer 24/7 claims support?
Yes, we provide 24/7 claims service to ensure continuous risk management for our clients, recognizing the round-the-clock nature of hospitality operations.
How does your free policy audit work?
Our free audit analyzes your current coverage, identifies gaps, and recommends improvements to ensure complete protection while optimizing costs through our industry relationships.
Can you help with difficult insurance cases?
Yes, we specialize in handling complex cases and difficult accounts, leveraging our industry expertise and carrier relationships to find customized solutions for challenging risk profiles.
