Business Details
50+ Years
experience
Your Trusted Partner for Financial Services in Arizona
Credit Union West was founded in 1951 as Luke Federal Credit Union, initially serving military members and their families at Luke Air Force Base. Over seven decades, we expanded our commitment to financial excellence across multiple Arizona counties while maintaining our core mission of prioritizing member needs over profits. As a not-for-profit cooperative, we reinvest earnings to deliver higher savings yields, lower loan rates, and enhanced services. Our community focus extends to financial education programs, local nonprofit support, and specialized services for military personnel.With 24/7 digital banking access and physical branches across Arizona, we combine technological innovation with personalized service. Our team of financial experts maintains NMLS certification and adheres to strict regulatory standards under the National Credit Union Administration. Through initiatives like college scholarships and down payment assistance programs, we actively promote financial stability in the communities we serve.
Services
Checking Accounts
Savings Accounts
Auto Loans
Mortgage Loans
Credit Cards
Personal Loans
Home Equity Loans
Business Banking
Online Banking
Mobile Banking
Details
- Year established: 1951
Highlights and features
- We offer 24/7 secure online and mobile banking access
- Our Heritage High-Yield Checking provides 6.00% APY on balances up to $20K
- No monthly service fees on all personal checking accounts
- Specialized financial programs for military personnel and veterans
- Community investment through financial education and local nonprofit support
Associations and certifications
- National Credit Union Administration (NCUA)
What people say
Smiling faces all around
Wonderful service
Low rates on loans
Best banking experience
Professional personnel
Services
Auto Loans
Our auto loans provide flexible terms and competitive rates for new and used vehicle purchases. Qualified borrowers receive instant rate quotes without credit score impact. We offer refinancing options, vintage car financing, and private party purchase loans. Members benefit from no prepayment penalties and quick approval processes.
Mortgage Loans
We offer purchase and refinance mortgage options with low rates and personalized service. Our NMLS-registered specialists assist with conventional loans, HELOCs, and home equity products. Members receive support for down payment assistance programs and benefit from no prepayment penalties on all mortgage products.
Credit Cards
Our credit card portfolio includes cash-back rewards and low-interest options with no annual fees. Features include mobile card control, fraud protection, and benefits like price protection and travel insurance. Card transactions help qualify for checking account rewards.
Savings Accounts
We provide multiple savings options including high-yield checking with 6.00% APY, money market accounts, and specialized savings clubs. Members enjoy no monthly fees, early direct deposit access, and tiered interest rates. Youth savings programs promote financial education for young members.
Business Banking
Our business banking solutions include checking accounts with waived maintenance fees, business debit cards, and multi-user access. We offer commercial loans and financial tools tailored for Arizona-based businesses. Members receive specialized support for business growth and cash flow management.
People
John Faries
Vice President of Finance
John Faries brings extensive financial leadership experience to Credit Union West, overseeing financial operations and strategic planning. With a career focused on credit union financial management, he ensures responsible growth and member-focused financial practices.
Questions
How can I open a new account?
Open most consumer accounts online in minutes or visit a branch for business accounts. Required documents include government ID and initial deposit.
What loan qualifications are required?
Qualifications depend on credit history, income verification, and specific loan type. Pre-qualification available without credit score impact.
Do you offer mobile banking features?
Our mobile app provides 24/7 access with remote check deposit, bill pay, and real-time transaction monitoring. Available for iOS and Android devices.
Are there monthly account fees?
All personal checking accounts have no monthly service fees. Specific business accounts may have fees based on account type and balance.
How does credit union membership work?
Membership requires opening a share savings account with $5 minimum. Available to individuals living, working, or worshiping in Arizona service areas.
What mortgage programs are available?
We offer conventional, FHA, VA, and USDA loans. Special programs include down payment assistance and home improvement financing options.