Business Details
Your Trusted Partner for Financial Solutions
At SRI Federal Credit Union, we are dedicated to empowering our members through innovative financial solutions and personalized service. Founded on principles of community and trust, we offer a comprehensive range of products including checking and savings accounts, auto loans, mortgages, and credit services. Our commitment to excellence is reflected in our recognition as the #1 credit union in the nation, backed by competitive rates and cutting-edge digital tools. With a focus on financial education and member well-being, we strive to make banking accessible and secure.Our team of experienced professionals ensures every client receives tailored advice and support. Federally insured by NCUA, we prioritize transparency, ethical practices, and long-term relationships. Whether you're saving for the future or financing a major purchase, we provide the resources and expertise to help you achieve your goals. Our 24/7 online and mobile banking platforms offer convenience, while our local presence ensures personalized attention. Join a community where your financial success matters.
Services
Auto Loans
Mortgages
Savings Accounts
Credit Cards
Personal Loans
Student Loan Refinance
Home Equity Lines
Checking Accounts
Mobile Banking
Wire Transfers
Highlights and features
- We offer competitive APRs on auto and home equity loans.
- Our services are federally insured by NCUA for security.
- We provide 24/7 online and mobile banking convenience.
- Our team delivers personalized financial guidance and support.
- We are recognized as the #1 credit union in the nation.
Associations and certifications
- NCUA
Services
Auto Loans
SRI Federal Credit Union offers competitive auto loans with rates starting at 4.99% APR. Our flexible terms and quick approval process help members purchase new or used vehicles. Zero-emission vehicles qualify for an additional rate discount.
Home Equity Lines
Access funds for home improvements or major expenses with our Home Equity Line of Credit. Variable rates start at 7.25% APR for up to 80% loan-to-value ratios. Non-owner-occupied properties receive a 0.25% margin adjustment.
Core Savings
Grow your savings with our Core Savings Tier offering 4.08% Annual Percentage Yield Earned on the first $5,000. This primary savings account combines competitive returns with easy access to funds for financial growth.
Personal Loans
Pay off high-interest debt faster with personal loans at 10.25% APR. Our unsecured loans provide fixed rates and predictable monthly payments to help members achieve financial freedom through structured repayment plans.
Student Loan Refinance
Reduce monthly payments with student loan refinancing options. We offer competitive rates for qualified borrowers seeking to consolidate existing education debt into more manageable terms through our specialized refinance programs.
Questions
What types of loans does SRI Federal Credit Union offer?
We provide auto loans, home equity lines, personal loans, mortgages, student loan refinancing, and credit card services with competitive rates and flexible terms.
Are my deposits insured at SRI Federal Credit Union?
Yes, all deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA), providing security for your funds.
How can I access my account outside business hours?
Our 24/7 online and mobile banking platforms allow account access anytime, including bill payment, transfers, and transaction monitoring from any device.
What special promotions are currently available?
Current offers include 4.99% APR on auto loans, 4.08% APYE on core savings, and up to $500 cash back for external auto loan refinances.
How do I report fraudulent activity on my account?
Contact us immediately at 650-800-5434 if you suspect fraud. We provide 24/7 fraud monitoring and will assist with securing your account and resolving unauthorized transactions.
Can I open an account online?
Yes, our online account opening process allows you to establish checking, savings, or loan accounts securely from your computer or mobile device in minutes.
