Ky Highland Investment

Our Mission

The Kentucky Highlands Investment Corporation (KHIC) is a dedicated community development financial institution (CDFI) committed to fostering economic growth and prosperity in Southeastern Kentucky. For over 50 years, we have been a catalyst for positive change, providing a wide range of financial products, services, and technical assistance tailored to the unique needs of our region. Our mission is to create and retain employment opportunities, improve the quality of life for residents, and build a stronger, more sustainable future.

Our Services

KHIC offers a comprehensive suite of solutions designed to empower businesses and individuals alike. Our services are deeply rooted in our understanding of the challenges and opportunities facing Southeastern Kentucky.

• Back Business Lending Programs: Recognizing that access to capital is often a major hurdle for small businesses, KHIC offers a variety of lending programs designed to provide much-needed financial support. Whether it's launching a new venture, expanding operations, or navigating a temporary setback, our lending programs are structured to meet the specific needs of our clients, with a focus on ensuring sustainable success.

• Equity Investments: For businesses seeking long-term growth and partnership, KHIC offers equity investment opportunities. We believe in working collaboratively with entrepreneurs, providing not only capital but also strategic guidance and expertise to help businesses reach their full potential.

• Housing Programs: Access to safe, affordable housing is crucial for building strong communities. KHIC actively participates in and supports initiatives aimed at increasing access to quality housing options throughout Southeastern Kentucky. We work with partners to develop and invest in projects that address a range of housing needs, from revitalizing existing neighborhoods to building new affordable housing units.

Innovation

KHIC is committed to fostering innovation and entrepreneurship in our region. We believe that a thriving economy requires the encouragement of new ideas and the development of innovative solutions. Our dedicated KHIC Innovation Center provides a dynamic space for entrepreneurs, businesses, and community members to connect, collaborate, and access the resources they need to succeed. This center serves as a hub for training, mentorship, and resource development, helping to cultivate a vibrant entrepreneurial ecosystem in Southeastern Kentucky.

• Training Programs: Recognizing the importance of a skilled and adaptable workforce, KHIC offers a range of training programs designed to equip individuals with the knowledge and skills needed to succeed in today's evolving job market. Our programs cover a wide array of topics, from business development and financial literacy to technical skills and industry-specific training.

• Technical Assistance: Beyond providing financial resources, KHIC offers comprehensive technical assistance to businesses and individuals in need of guidance and support. Our team of experienced professionals provides expert advice on a wide range of areas, including accounting, marketing, operations, and business planning.

Commitment to the Community

KHIC's commitment to Southeastern Kentucky extends far beyond financial transactions. We are deeply invested in the well-being and prosperity of our region. We actively engage in community initiatives, partner with local organizations, and support efforts that address pressing social and economic challenges. Our goal is to create a ripple effect of positive change, empowering individuals, strengthening businesses, and building a brighter future for generations to come.