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Your Trusted Partner for Community Banking Solutions
Martha's Vineyard Bank has been a cornerstone of community-focused banking for over a century, prioritizing the well-being of its clients and the environment. Our commitment to ethical practices is underscored by our status as the first B Corp Certified Bank in Massachusetts, reflecting our dedication to social and environmental responsibility. We offer comprehensive financial solutions, including personal and business banking, residential and commercial lending, and investment advisory services, all supported by cutting-edge digital tools. Our team combines deep local knowledge with industry expertise to deliver tailored financial strategies. With FDIC and DIF insurance covering all deposits, we provide unparalleled security for our clients' assets.

Our 24/7 online and mobile banking platforms ensure convenient access to account management, bill payment, and real-time financial monitoring. Through strategic community reinvestment initiatives, we actively support local economic development and environmental preservation efforts. Our customer-centric approach emphasizes transparency, personalized service, and financial education to empower informed decision-making. With multiple branch locations across Massachusetts, we maintain a strong regional presence while upholding global banking standards. Our continuous recognition as 'Best of the Vineyard' for two decades attests to our unwavering commitment to excellence in community banking.
Services
Personal Banking Business Banking Residential Lending Commercial Lending Financial Advising Online Banking Bill Payment Mobile Deposits Wealth Management Loan Services
Highlights and features
  • Over 116 years of proven banking excellence in the region
  • 100% deposit insurance through FDIC and DIF coverage
  • First B Corp Certified Bank in Massachusetts for sustainable practices
  • Community reinvestment initiatives supporting local development
  • 24/7 digital banking with advanced security features
Associations and certifications
  • B Corp
  • FDIC
  • Depositors Insurance Fund (DIF)
What people say
Excellent customer service Community-focused approach Reliable banking experience Knowledgeable staff Secure deposits
Services
Personal Banking
Our personal banking services provide comprehensive financial management solutions tailored to individual needs. Customers gain access to checking and savings accounts, certificates of deposit, and secure debit card options with real-time transaction monitoring. The service emphasizes financial education and personalized support to help clients achieve their monetary goals through both physical branch locations and digital platforms.
Business Banking
Designed to meet diverse business financial needs, this service offers specialized checking accounts, merchant services, and commercial lending solutions. Businesses benefit from dedicated relationship managers, cash management tools, and customized financing options while maintaining FDIC-insured deposits and access to 24/7 online banking resources for operational efficiency.
Residential Lending
This service provides home financing solutions including fixed and adjustable-rate mortgages for primary residences and investment properties. Borrowers receive personalized guidance through the loan process with local decision-making authority and competitive rates backed by the bank's long-standing community expertise.
Online Banking
Our 24/7 digital banking platform enables account management, bill payment, and financial transactions from any device. Features include real-time alerts, mobile check deposit, budgeting tools, and secure messaging with bank representatives, ensuring convenient access to financial services while maintaining advanced cybersecurity protections.
Wealth Management
Offering personalized investment strategies through Martha's Vineyard Investment Advisors, this service caters to individual and institutional clients seeking portfolio management solutions. Services include retirement planning, estate strategies, and sustainable investing options aligned with B Corp environmental and social governance principles.
People
Ron Rappaport
Board Chair
Ron Rappaport serves as Board Chair at Martha's Vineyard Bank, bringing extensive leadership experience and deep community ties. He champions the bank's mission to combine financial excellence with social responsibility, guiding strategic initiatives that strengthen local impact while maintaining operational integrity.
Questions
Is Martha's Vineyard Bank FDIC insured?
Yes, we offer 100% deposit insurance through both FDIC and the Depositors Insurance Fund (DIF), providing complete protection for all deposit accounts.
What digital banking services do you offer?
Our digital services include 24/7 online banking, mobile check deposit, bill payment, account alerts, and secure messaging with banking professionals through our mobile app and website.
Do you provide business banking solutions?
Yes, we offer comprehensive business banking services including commercial accounts, merchant processing, and customized lending solutions with personalized support from local experts.
What makes you different from other banks?
As a certified B Corp, we uniquely combine community reinvestment, environmental stewardship, and financial services, maintaining our position as the first B Corp bank in Massachusetts.
Where are your branch locations?
We operate multiple branches across Martha's Vineyard, Cape Cod, and Southeastern Massachusetts, including Edgartown, Vineyard Haven, West Tisbury, and Falmouth locations.
How do I report a lost debit card?
Contact us immediately at 508-627-4266 during business hours or 800-472-3272 after hours to report lost or stolen cards and prevent unauthorized transactions.