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Financing Life Outside the City Limits

At Southern AgCredit, we are a full-service, locally owned cooperative lender headquartered in Ridgeland, Mississippi. For over one hundred years, we have been committed to helping people like you achieve their rural land ownership dreams. Our mission is to provide a wide range of financial products and services that cater to the unique needs of our rural customers.

Our Services

From financing agricultural equipment and farm structures to providing cash management services and loan products for Young, Beginning, and Small Farmers and Ranchers, we offer a comprehensive range of services designed to support our customers' agricultural and recreational pursuits. Our loan products include:

  • Hunting & Recreational: We finance land for hunting, fishing, and other outdoor pursuits.
  • Country Homes: We provide financing for rural homes and homesteads.
  • Timber & Forest Products: We offer financing for the acquisition and management of timberland and forest products.
  • Poultry Farm Loans: We provide financing for poultry farming and related equipment.
  • Row Crops: We offer financing for the acquisition, cultivation, and harvesting of row crops.
  • Livestock: We provide financing for the purchase of livestock and livestock equipment.
  • Agribusiness & Capital Markets: We offer financing for agribusinesses, including land, equipment, and working capital.

Our Expertise

At Southern AgCredit, we take pride in our unique understanding of the rural lifestyle and our ability to cater to the specific needs of our customers. Our experienced staff, many of whom have deep roots in agriculture, understand the challenges and opportunities that come with rural land ownership and agribusiness. Whether you're a seasoned farmer or just starting out, we're here to help you achieve your goals.

Our History

Founded in 1916, Southern AgCredit has a rich history that spans over a century. Our cooperative was established to provide better access to working capital for rural farmers and ranchers, and over the years, we have grown to become one of the largest providers of rural real estate loans in the Mississippi Delta. Today, we continue to serve a diverse range of customers, from first-time buyers to experienced landowners and agribusinesses.

Locations

We have multiple locations across Mississippi and Louisiana, including:

  • Ridgeland, MS
  • Brookhaven, MS
  • Greenville, MS
  • Greenwood, MS
  • Gulfport, MS
  • Hattiesburg, MS
  • Meridian, MS
  • Newton, MS
  • Ruston, LA
  • Shreveport, LA

Contact Us

We'd love to hear from you and learn more about how we can help you achieve your rural land ownership goals. Visit our website or contact us at (601) 499-2820 or info@southernagcredit.com.

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