Holmes & Associates

Welcome to the Law Office of Cindee Dale Holmes, a leading Birmingham bankruptcy attorney with over thirty years of experience in helping clients navigate the complex world of debt relief. Our dedicated team is committed to providing exceptional legal services, tailored to meet the unique needs of each client. We understand that dealing with financial difficulties can be overwhelming, which is why we strive to create a comforting and informative environment for our clients.

At the Law Office of Cindee Dale Holmes, we believe that every individual deserves a fresh start, free from the burden of debt. Our experienced Birmingham bankruptcy lawyer, Cindee Dale Holmes, has extensive knowledge of bankruptcy law and debt consolidation strategies. She understands that each client's circumstances are different and requires individual attention and solutions tailored to their unique needs.

Our Services

We offer a wide range of services designed to help our clients regain control of their financial world. Our primary focus areas include:

1. Bankruptcy: Whether you're considering Chapter 7, Chapter 11, or Chapter 13 bankruptcy, we can guide you through the process and help you make an informed decision about which option is best for you.

2. Debt Consolidation: If you're struggling with multiple debts, we can help you consolidate them into a single, more manageable payment.

3. Foreclosure Prevention: If you're facing the threat of foreclosure, we can help you explore options to save your home.

Our team is dedicated to providing comprehensive legal advice and support throughout your journey to financial recovery. We believe in empowering our clients with the knowledge and tools they need to make informed decisions about their financial future.

Why Choose Us

At the Law Office of Cindee Dale Holmes, we pride ourselves on our commitment to excellence and our dedication to providing personalized service to each of our clients. Here are just a few reasons why you should choose us:

1. Experience: With over thirty years of experience in bankruptcy law, you can trust that you're in good hands with Cindee Dale Holmes.

2. Personalized Service: We understand that every client's situation is unique, which is why we tailor our services to meet your individual needs.

3. Comfort and Clarity: We believe in making the bankruptcy process as comfortable and clear as possible. Our team is dedicated to guiding you every step of the way and ensuring that you understand all of your options.

4. Free Consultation: We offer a free consultation to all of our potential clients. This allows you to get a better understanding of our services and how we can help you without any financial obligation.

Testimonials

Don't just take our word for it. Here's what some of our satisfied clients have to say about working with Cindee Dale Holmes and her team:

"Cindee was recommended to me by my whole family, most of them have used her off and on throughout the last 20+ years. I was stuck in a car payment on a car that was not worth 1/4 of the amount owed on it. The interest rate was over 28% and I was having issues with the vehicle. Cindee put me into a chapter 7 on that vehicle and around $14,000.00 worth of unsecured credit card debt. 2 weeks after I filed the chapter 7 I was able to go get a newer vehicle with a much lower payment, half the interest rate (I had no down payment so my interest rate could have been lower had I had money to put down). I also ended up with many credit card pre-approval letters after filing but thankfully Cindee talked me out of getting any more credit cards in my name unless they were secured credit cards. Cindee and her staff were so nice to me and made me feel comfortable. They made me realize I shouldn't feel guilty and blame myself for my situation. Due to health issues causing me to miss work, un-paid, and having unexpected medical expenses, I could not keep up with all of my monthly bills, regular utilities, rent, etc., the most relief I felt was when I got my discharge papers. I recommend Cindee to everyone I know."