Business Details
Your Trusted Insurance Partner
Scott Insurance has been a trusted leader in the insurance industry for over 160 years, dedicated to transforming risk into opportunity for mid-market companies and individuals. As a 100% employee-owned company, we prioritize personalized service, innovative strategies, and long-term partnerships. Our expertise spans property & casualty, employee benefits, captive insurance, and surety bonds, supported by a 95% client retention rate and recognition as a Reagan & Associates Best Practices Agency for 30 consecutive years. We operate with a mission to serve, protect, and improve lives through integrity, continuous improvement, and collaborative teamwork. 
Services
Employee Benefits
Captive Insurance
Surety Bonds
Commercial Insurance
Group Captives
Health Plans
Personal Insurance
Risk Management
Travel Insurance
Health Captives
Highlights and features
- We are a 100% employee-owned company with a 95% client retention rate.
- Recognized as a Reagan & Associates Best Practices Agency for 30 consecutive years.
- Offering customized insurance solutions for mid-market companies since 1865.
- Ranked #4 in the brokers/agencies category on the 2024 Best Places to Work in Insurance list.
- Providing innovative risk management strategies with operations in Grand Cayman and the U.S.
Associations and certifications
- Reagan & Associates Best Practices Agency
Services
Employee Benefits
Scott Insurance designs competitive, compliant employee benefits packages tailored to business needs. Our data-driven approach minimizes costs while promoting workforce wellness through healthcare, dental, vision, and specialty plans. We offer self-funding, group captives, and alternative financing solutions to optimize employer-sponsored programs.
Captive Insurance
We develop customized captive insurance programs that give businesses control over their risk management. Our solutions stabilize costs, enhance coverage, and create potential financial gains through self-insurance structures. With expertise in health benefits and property & casualty captives, we serve clients in the U.S. and Grand Cayman.
Surety Bonds
Scott provides contract, license, and LIHTC recapture bonds through top-tier surety providers. Our specialists streamline the bonding process with competitive pricing and industry expertise, ensuring timely execution for construction projects, regulatory compliance, and tax credit programs.
Commercial Insurance
We offer comprehensive commercial property & casualty insurance, including liability, workers' compensation, cyber liability, and directors & officers coverage. Our risk management experts use proprietary tools to identify exposures and implement strategies that reduce claims and lower costs for businesses.
Personal Insurance
Our personal insurance division protects assets through auto, home, and property policies across 20 states. As an employee-owned agency, we prioritize client needs with a 95.7% retention rate, delivering tailored solutions and exceptional service for individuals and families.
Questions
What types of business insurance does Scott offer?
We provide property & casualty, employee benefits, captive insurance, surety bonds, and cyber liability coverage tailored to mid-market companies.
How does Scott's employee ownership model benefit clients?
Our 100% employee-owned structure fosters accountability, innovation, and personalized service, aligning our success with client satisfaction and long-term partnerships.
Can small businesses access Scott's services?
Yes, we offer small business solutions including tailored insurance programs and risk management strategies to meet unique operational needs.
Do you serve clients outside the Southeast U.S.?
We serve personal insurance clients in 20 states and offer commercial services internationally through our Grand Cayman office.
What is a captive insurance program?
Captive insurance allows businesses to self-fund coverage while maintaining control over claims management, risk reduction, and potential financial returns.
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