St James Mortgage

At St. James Mortgage Corporation, we pride ourselves on being a locally owned and operated direct Fannie Mae lender. This means that we can provide our customers with fast approvals within minutes and minimal supporting paperwork. Our goal is to make the mortgage process as smooth and efficient as possible, while still providing exceptional service and personalized attention to our customers.

Our Services

We specialize in a wide range of conventional mortgage programs, including 30-year fixed-rate loans, 15-year fixed-rate loans, and 10-year fixed-rate loans. We also offer a variety of options for borrowers with less-than-perfect credit. Our experienced loan officers work closely with each borrower to determine the best loan program for their individual circumstances and financial goals.

Why Choose Us

There are many reasons to choose St. James Mortgage Corporation for your mortgage needs. Here are just a few:

• Local Ownership: We are locally owned and operated, which means that we are committed to serving our community and providing personalized service to our customers.
• Fast Approvals: We are a direct Fannie Mae lender, which allows us to provide fast approvals within minutes.
• Minimal Paperwork: We understand that paperwork can be overwhelming, which is why we strive to minimize the amount of paperwork required for our loan applications.
• Competitive Rates: We offer competitive rates and terms on all of our loan programs.
• Exceptional Service: Our experienced loan officers are dedicated to providing exceptional service and personalized attention to each and every customer.

What We Offer

At St. James Mortgage Corporation, we offer a wide range of mortgage products and services, including:

• 30-Year Fixed-Rate Loans: With rates as low as 3.75%, our 30-year fixed-rate loans are a great option for borrowers who want a low and predictable monthly payment.
• 15-Year Fixed-Rate Loans: Our 15-year fixed-rate loans offer a lower payment and a shorter loan term, making them a great option for borrowers who want to pay off their mortgage quickly.
• 10-Year Fixed-Rate Loans: Our 10-year fixed-rate loans offer the lowest payments of all, but still provide a fixed rate and low monthly payments.
• Government Loans: We also offer government-backed loans, such as FHA and VA loans, which may have more lenient credit requirements and lower down payment options.

Why Choose a Mortgage Lender Like St. James Mortgage Corporation?

When it comes to choosing a mortgage lender, there are many options available. However, there are several reasons why St. James Mortgage Corporation stands out from the rest:

• Local and Family-Owned: We are locally owned and operated, which means that we are committed to serving our community and providing personalized service to our customers.
• Fast Approvals: We are a direct Fannie Mae lender, which allows us to provide fast approvals within minutes.
• Competitive Rates: We offer competitive rates and terms on all of our loan programs.
• Exceptional Service: Our experienced loan officers are dedicated to providing exceptional service and personalized attention to each and every customer.

Get Started Today

At St. James Mortgage Corporation, we believe that everyone deserves to own their own home. Whether you're a first-time homebuyer or a seasoned homeowner, we have a mortgage solution that's right for you. Contact us today to get started with your mortgage loan application.