Business Details
Your Trusted Financial Partner in Cadillac, MI
Wexford Community Credit Union has been dedicated to serving members in Wexford, Missaukee, and Osceola Counties with personalized financial solutions. Our mission centers on fostering community growth through accessible banking services, competitive loan programs, and member-focused initiatives. With a heritage of local collaboration, we offer savings products, mortgage lending, and credit-building opportunities tailored to individual needs. Our team prioritizes financial education and security, providing resources like fraud protection and budgeting tools to empower informed decision-making.As a member-owned institution, we reinvest profits to enhance services and deliver exceptional value. Our extended network through CO-OP ATMs and shared branching ensures convenience while maintaining a strong commitment to community development. Through transparent practices and responsive support, we strive to be the trusted financial partner for households and businesses across northern Michigan.
Services
Checking Accounts
Business Accounts
Certificate of Deposit
IRAs
Mortgage Loans
Highlights and features
- We offer locally-tailored financial solutions for northern Michigan residents
- Our member-owned structure prioritizes community reinvestment and competitive rates
- We provide 24/7 card security management through mobile banking apps
- Our team delivers personalized financial education and budgeting resources
- We maintain dual insurance coverage for enhanced member protection
Associations and certifications
- NCUA
Services
Checking Accounts
Our checking accounts provide secure, flexible access to funds with competitive rates and no hidden fees. Designed for everyday transactions, these accounts include online banking access, mobile check deposit, and fraud protection. Members benefit from personalized service and local decision-making for account management needs.
Business Accounts
Tailored financial solutions for local businesses include dedicated checking, savings, and loan products. Our business accounts offer specialized tools for cash flow management, merchant services, and commercial lending with personalized support from experienced relationship managers.
Certificate of Deposit
CDs offer guaranteed returns with fixed interest rates for specified terms. Available in multiple term lengths, these federally insured products help members grow savings securely while maintaining access to competitive rate promotions.
IRAs
We provide Traditional and Roth IRA options with tax advantages for long-term financial planning. Our retirement accounts feature flexible contribution options and investment guidance to help members achieve their retirement goals.
Mortgage Loans
Our mortgage lending program offers fixed and adjustable-rate loans for home purchases or refinancing. With local underwriting and competitive rates, we provide personalized guidance through the entire home financing process.
Questions
How can I become a member of Wexford Community Credit Union?
Membership is open to residents in Wexford, Missaukee, and Osceola Counties. Visit any branch location with valid ID and proof of address to open your account.
What loan products do you offer for first-time homebuyers?
We provide conventional mortgages, FHA loans, and special first-time buyer programs with competitive rates and down payment assistance options.
How do I report a lost or stolen debit card?
Use our mobile app to immediately lock your card or contact us at 231-775-2081 during business hours for replacement assistance.
Are my deposits insured?
Yes, all deposits are federally insured up to $250,000 by NCUA with additional private insurance covering up to $1,000,000 total protection.
Do you offer online banking services?
Yes, our digital banking platform includes bill pay, mobile check deposit, account management, and real-time transaction alerts through our mobile app.
