Business Details
50+ Years
experience
Your Trusted Financial Partner in Stamford, CT
Since 1934, Cornerstone Community Credit Union has dedicated itself to meeting the financial needs of its members through personalized service and community-focused solutions. We offer a comprehensive range of savings accounts, loan products, and digital banking tools designed to simplify financial management. Our services include Bill Payer, Direct Deposit, Online Mortgage Approval, and 24/7 access via ATMs and voice-activated systems. As a member-owned institution, we prioritize transparency, security, and accessibility for all individuals and businesses within Fairfield County and select Connecticut communities.Our commitment to financial education and customer support ensures members receive tailored guidance for achieving their goals. With competitive rates, no hidden fees, and a focus on long-term relationships, we strive to empower our community through trusted financial partnerships.
Services
Savings Accounts
Mortgage Loans
Auto Loans
Home Equity Lines
Online Banking
ATM Access
Bill Payer Service
Overdraft Protection
Personal Loans
Certificate Accounts
Details
- Year established: 1934
Highlights and features
- We offer 24/7 access to banking services via ATMs, phone, and online platforms.
- Our overdraft protection ensures uninterrupted debit card transactions.
- Online mortgage approval provides instant loan decisions within 15 minutes.
- SUM ATM program grants surcharge-free access to thousands of ATMs nationwide.
- Funds are insured up to $250,000 by the NCUA, ensuring financial security.
Associations and certifications
- National Credit Union Administration (NCUA)
Services
Mortgage Loans
Cornerstone Community Credit Union offers fixed and variable-rate mortgage loans for home purchases or refinancing. Terms range from 10 to 30 years with competitive rates and pre-approval options. Our dedicated mortgage team provides online applications and instant approvals 24/7 through MortgageClick, ensuring a streamlined process for first-time buyers or experienced homeowners.
Auto Loans
Finance new or used vehicles with low APRs and terms up to 84 months. We offer 100% financing options, free pre-approvals, and flexible repayment plans. Our auto loans include gap insurance and payment protection, ensuring coverage for unexpected circumstances while supporting seamless vehicle ownership.
Home Equity Lines
Access funds using your homes equity for renovations, education, or debt consolidation. Our HELOCs feature variable rates tied to the Prime Rate, no closing costs, and pre-approval services. Borrowers can draw funds for up to ten years with interest-only payments during the draw period.
Online Banking
Manage accounts, apply for loans, and make payments through our secure online platform. Features include real-time balance checks, fund transfers, mortgage approvals, and stop-payment requests. The service operates 24/7, providing convenience for members to handle financial tasks remotely.
Overdraft Protection
Avoid declined transactions with overdraft coverage up to $500 or a linked line of credit. This discretionary service ensures checks clear even with insufficient funds, requiring repayment within ten days. Members can also opt for automatic transfers from savings to cover deficits.
Questions
How do I apply for a mortgage online?
Use MortgageClick on our website to complete a 10-question application and receive instant approval within 15 minutes.
Are my deposits insured?
Yes, accounts are insured up to $250,000 by the National Credit Union Administration (NCUA).
What overdraft options are available?
Options include a $500 discretionary coverage limit or a linked line of credit up to $10,000.
Can I access ATMs without fees?
Yes, use any SUM-designated ATM surcharge-free through our partnership program.
What loan types do you offer?
We provide mortgages, auto loans, home equity lines, personal loans, and secured share loans.
