Business Details
50+ Years
experience
Your Trusted Financial Partner in Walnut Creek, CA
Kaiperm Credit Union was founded in 1957 by Kaiser Permanente physicians, administrators, and employees in Walnut Creek, CA, with a mission to provide accessible financial services to healthcare professionals and their families. Over six decades later, we have expanded our charter nationwide while maintaining our core principle of 'people helping people.' As a not-for-profit institution, we prioritize member benefits over profit, offering competitive rates on loans, zero-maintenance-fee checking accounts, and access to 30,000 surcharge-free ATMs. Our digital banking platform enables real-time account management, and our exclusive partnerships provide members with travel discounts and financial education resources. We serve over 7,500 members, including Kaiser employees, retirees, and volunteers, through personalized service and community-focused initiatives.Our team combines decades of financial expertise with a commitment to transparency, ensuring members receive tailored solutions for savings, investments, and lending needs. We adhere to strict regulatory standards under the National Credit Union Administration, guaranteeing federally insured deposits up to $250,000. Our longevity and member-centric approach have solidified our reputation as a trusted financial partner for the Kaiser community. Through continuous innovation, we aim to simplify financial wellness while upholding the cooperative values established at our founding.
Services
Checking Accounts
Savings Accounts
Car Loans
Mortgage Loans
Credit Cards
Details
- Year established: 1957
Highlights and features
- We offer lower loan rates and no maintenance fees as a not-for-profit credit union.
- Our mobile banking app provides real-time account access and secure transactions.
- Exclusive member discounts on travel packages through our partnership programs.
- We specialize in financial services tailored to Kaiser Permanente employees' needs.
- Our team provides personalized guidance for savings, investments, and lending.
Associations and certifications
- National Credit Union Administration (NCUA)
Services
Checking Accounts
Our free checking accounts provide zero maintenance fees with easy access to 30,000 surcharge-free ATMs nationwide. Members enjoy debit card transactions, mobile check deposit, and real-time balance tracking through our digital banking app. This service supports everyday financial management for Kaiser employees and their families.
Car Loans
We offer competitive auto loans for new and used vehicles, including electric and hybrid models from brands like Tesla and BMW. Our streamlined approval process and member-exclusive rates help Kaiser employees finance reliable transportation with personalized repayment terms.
Mortgage Loans
Our mortgage solutions include conventional loans, HELOCs, and second mortgages with favorable rates for qualified members. We specialize in helping Kaiser employees achieve homeownership through down payment assistance guidance and flexible underwriting standards.
Savings Accounts
Secure savings options include money market accounts, IRAs, and certificates of deposit with competitive APYs. These accounts help members grow emergency funds, plan for retirement, or save toward specific financial goals while maintaining liquidity.
Credit Cards
Our Visa credit cards feature cashback rewards, low introductory APRs, and no annual fees. The EZ Card Login system allows members to manage accounts, set spending alerts, and report lost cards instantly through our mobile banking platform.
Questions
Who is eligible to join Kaiperm Credit Union?
Kaiser Permanente employees, retirees, volunteers, and their family members qualify for membership.
What loan types do you offer?
We provide auto loans, mortgages, personal loans, student loans, and credit cards with competitive rates.
How can I access my accounts?
Use our mobile banking app for 24/7 access to check balances, transfer funds, and deposit checks.
Are my deposits insured?
Yes, accounts are federally insured up to $250,000 by the National Credit Union Administration (NCUA).
Do you charge ATM fees?
No, members access 30,000 surcharge-free ATMs nationwide without additional fees.
How do I report a lost card?
Contact us immediately via phone or use the EZ Card Login system to deactivate your card securely.
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