Focus Planning Group

Focus Planning Group is a unique financial planning firm that provides impartial and transparent financial planning for individuals ages 55 and older transitioning into retirement. Our firm is structured differently than most other financial planning firms, and we want to make it easy, simple, and enjoyable to work with. We take important, emotionally draining, complicated retirement planning topics and break them down into simple, actionable steps. While teaching you how to spend your money safely and tax-efficiently in retirement and leave a legacy.

Our Independence Is Your Advantage

Focus Planning Group is a Registered Investment Advisor, and we are obligated to adhere to a fiduciary standard. We have no broker-dealer affiliations or work for a big company, i.e., bank or brokerage firm. Simply put, we must act in your best interest. You may ask, "Wait a minute, isn't every firm/advisor supposed to do that?" It may sound crazy, I agree, but not every firm is obligated to act in your best interest. For more information, check out our blog post: The DOL Fiduciary Rule: What does it mean for you?

Our Services

At Focus Planning Group, we offer a wide range of services to help you navigate your financial future. Some of our services include:

• Statement of Financial Purpose: We help you understand your financial goals and create a plan to achieve them.

• Retirement Planning: We provide comprehensive retirement planning services to ensure that you have a secure financial future.

• Life Hub Investment Management: We offer personalized investment management services tailored to your specific needs and goals.

• Retirement Income Tax Distribution Planning: We help you understand how to minimize your taxes in retirement and ensure that you have a steady income stream.

• Social Security Strategy: We assist you in determining the best time to start receiving your Social Security benefits and how to maximize them.

• Estate Planning: We help you create a plan to ensure that your assets are distributed according to your wishes after your passing.

• Insurance Consulting: We provide guidance on insurance options to protect you and your family from unforeseen events.

Why Choose Us?

At Focus Planning Group, we believe that everyone deserves unbiased, fair advice. Our founder, Joseph Carbone, CFP, strives for "Elegant Simplicity" by taking important, emotionally draining, complicated retirement topics and breaking them down into simple, actionable steps. We have a proven track record of providing excellent service to our clients, and we are committed to helping you achieve your financial goals.

Contact Us

If you have any questions or would like to schedule a consultation, please don't hesitate to contact us. You can reach us by phone at (631) 714-6869, by fax at (844) 965-9870, or by mail at PO Box 845, Bayport, NY 11705. We look forward to helping you achieve your financial dreams.