Business Details
33 Years
experience
Your Trusted Partner for Financial Planning & Investment Management
Vector Wealth Management has served as a fiduciary financial advisory firm since 1993, prioritizing client interests through comprehensive wealth planning and investment management. Our proprietary SOJOURN system integrates tax-efficient strategies, estate planning, and retirement solutions tailored to individual life events. With a team-based approach, we combine decades of experience, advanced certifications, and a commitment to ethical standards to deliver personalized financial guidance. Our disciplined investment process focuses on long-term stability while addressing immediate financial needs.We maintain transparency through fee-based compensation and quarterly reporting, ensuring alignment with client goals. Our 95% client retention rate reflects our dedication to building trust through consistent communication and adaptive planning. By collaborating with legal and tax professionals, we provide holistic solutions that address complex financial challenges across life transitions.
Services
Retirement Planning
Investment Management
Tax Planning
Estate Planning
Divorce Settlement
Charitable Giving
Business Transition
Risk Management
Education Planning
Real Estate Integration
Details
- Year established: 1993
Highlights and features
- We act as fiduciaries, legally obligated to prioritize client interests above all else
- Our proprietary SOJOURN planning system integrates all aspects of wealth management
- Team includes CFPs, CFA charterholders, and Certified Divorce Financial Analysts
- Transparent fee structure with no product commissions or conflicts of interest
- 95% client retention rate demonstrates consistent delivery of value over decades
Associations and certifications
- Registered Investment Advisor (RIA)
Services
Retirement Planning
Our retirement planning services create personalized roadmaps for financial independence. We analyze current assets, future goals, and market conditions to develop tax-efficient withdrawal strategies. By integrating Social Security optimization and pension planning, we help clients achieve sustainable income streams while mitigating longevity risks through diversified portfolio allocations.
Investment Management
We implement customized investment strategies using low-cost funds and tax-loss harvesting techniques. Our segmented portfolio approach balances growth objectives with risk tolerance across four strategic buckets. Regular rebalancing ensures alignment with evolving financial goals while maintaining liquidity for immediate needs and long-term wealth transfer objectives.
Estate Planning
Our estate planning integrates legal and tax considerations to preserve wealth across generations. We coordinate with attorneys to establish trusts, minimize estate taxes, and ensure smooth asset distribution. The process includes beneficiary designation reviews, power of attorney arrangements, and legacy planning for charitable giving or family wealth preservation.
Divorce Financial Planning
Certified Divorce Financial Analysts provide expert guidance during marital transitions. We analyze property division, alimony implications, and retirement asset splits while protecting long-term financial security. Our services include cash flow projections, tax consequence evaluations, and post-divorce investment reallocation strategies to maintain financial stability.
Tax Planning
We develop proactive tax reduction strategies through Roth conversions, tax-loss harvesting, and income bracket management. Our approach coordinates with investment decisions to optimize after-tax returns. We also provide charitable giving strategies and business owner tax planning to minimize liabilities while supporting financial objectives.
People
Thomas G. Fee
Chairman
Founder of Vector Wealth Management with over 30 years of experience in fiduciary financial planning. Established the firm's core values of ethical integrity and client-centered service. Previously served as Managing Director before transitioning to Chairman role.
Sharon Calhoun
Managing Director, Senior Wealth Advisor
Certified Divorce Financial Analyst with 20+ years at Vector. Specializes in divorce financial planning, asset division, and spousal support strategies. Holds multiple certifications including CFP, ChFC, and CDFA to address complex financial transitions.
Jason Ranallo
Chief Operating Officer, Director of Portfolio Management
CFA charterholder leading investment strategy and portfolio management. Oversees asset allocation, risk management, and market analysis with 15+ years of institutional investment experience. Implements disciplined investment processes for client portfolios.
Michael Nesheim
Senior Wealth Advisor
Certified Financial Planner with expertise in retirement income strategies and tax-efficient planning. Focuses on helping clients navigate pre-retirement and post-retirement financial decisions while maintaining portfolio stability through market cycles.
Christopher M. Wagner
Wealth Advisor
CFP professional specializing in comprehensive financial planning and investment management. Assists clients with retirement preparation, tax planning, and wealth transfer strategies. Emphasizes clear communication and personalized financial education.
Questions
What financial planning services do you offer?
We provide retirement planning, investment management, estate planning, tax strategies, divorce financial analysis, and charitable giving solutions through our proprietary SOJOURN system.
Are you legally required to act in my best interest?
Yes, as a Registered Investment Advisor, we operate under fiduciary standards requiring us to always prioritize client interests above our own business objectives.
How are your investment management fees structured?
Our fees range from 1.2% to 0.85% annually based on asset tiers, charged quarterly with transparent reporting and no hidden commissions or product incentives.
Do you work with clients outside Minnesota?
While based in Minneapolis, we serve clients nationwide through virtual meetings and digital document management systems while maintaining personalized service standards.
What happens to my assets during market downturns?
Our segmented portfolio approach manages volatility through diversified allocations across four strategic buckets designed to balance growth objectives with liquidity needs and risk tolerance.
Can you help with business owner financial planning?
Yes, we specialize in business transition planning, including tax-efficient exit strategies, succession planning, and wealth diversification for entrepreneurs preparing for retirement.
Videos
