Business Details
46 Years
experience
Your Trusted Bankruptcy Attorney in Los Alamitos, CA
At the Leibowitz Law Group, we specialize in providing compassionate and expert bankruptcy guidance to individuals and families facing financial hardship. With over a decade of experience in Chapter 7 and Chapter 13 bankruptcy cases, our firm combines deep legal expertise with a personalized approach to help clients achieve fresh financial starts. Our team has successfully represented hundreds of debtors and creditors, offering bilingual services in English and Spanish to better serve our diverse community.We prioritize transparency, affordability, and client education, providing free consultations and detailed explanations of all available options. Our practice is built on a foundation of integrity and client-centered advocacy, ensuring each case receives meticulous attention to detail while maintaining strict compliance with federal and state bankruptcy regulations.
Services
Bankruptcy
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Debt Relief
Creditors Rights
Foreclosure Defense
Wage Garnishment
Asset Protection
Credit Rebuilding
Legal Consultation
Details
- Year established: 1980
Highlights and features
- We offer free initial consultations for all clients
- Our team has handled over 500 bankruptcy cases
- Bilingual legal services in English and Spanish
- Thorough, detail-oriented approach to case preparation
- Personalized strategy development for each client
What people say
Compassionate support
Expert guidance
Successful outcomes
Personalized approach
Diligent representation
Services
Chapter 7 Bankruptcy
Chapter 7 bankruptcy eliminates unsecured debts through asset liquidation while protecting essential possessions. This process stops creditor harassment and wage garnishments, providing debt relief within 3-6 months. Our attorneys guide clients through eligibility requirements and exemption protections to preserve critical assets.
Chapter 13 Bankruptcy
Chapter 13 reorganizes debts into manageable monthly payments over 3-5 years. This option stops foreclosures, protects co-signers, and allows debt discharge after plan completion. We help clients develop customized repayment strategies while maintaining property ownership.
Debt Relief
Our debt relief services include eliminating credit card balances, medical bills, and personal loans through bankruptcy proceedings. We analyze each client's financial situation to determine optimal debt discharge strategies while ensuring compliance with federal bankruptcy regulations.
Foreclosure Defense
We provide legal protection against home foreclosures by developing strategic defenses and utilizing bankruptcy protections. Our services include stopping ongoing foreclosure proceedings and creating repayment plans to preserve home ownership through Chapter 13 bankruptcy options.
Credit Rebuilding
Post-bankruptcy credit rebuilding services include financial education and strategic planning for long-term stability. We guide clients through responsible credit management techniques and help establish new credit accounts after debt discharge to restore financial health.
People
Jacqueline D. Serrao
Bankruptcy Attorney
Bankruptcy attorney with over 10 years of experience handling Chapter 7 and 13 cases. Graduated magna cum laude from Whittier College School of Law, top 15% of class. Fluent in Spanish, providing bilingual legal services.
Gary Leibowitz
Retired Founding Attorney
Established legal practice in 1980, recognized national leader in bankruptcy law. Founded Leibowitz Law Group in 2000 to provide personalized client attention. Retired in 2018 after 38 years of legal practice.
Questions
What is the difference between Chapter 7 and Chapter 13 bankruptcy?
Chapter 7 eliminates debts through asset liquidation while Chapter 13 creates repayment plans. We help determine which option best suits your financial situation and goals.
Will bankruptcy stop creditor harassment?
Yes, filing for bankruptcy triggers an automatic stay that immediately stops all collection calls, wage garnishments, and legal actions from creditors.
Can I keep my property during bankruptcy?
California exemptions allow protection of essential assets like homes, vehicles, and personal property. Our attorneys help maximize asset protection during bankruptcy proceedings.
How long does bankruptcy stay on credit reports?
Bankruptcy remains on credit reports for 10 years but many clients rebuild credit within 2-4 years through responsible financial management and new credit opportunities.
Are there income requirements for bankruptcy?
Chapter 7 requires passing a means test comparing income to state medians. Chapter 13 has no income cap but requires sufficient income to maintain repayment plans.
What debts cannot be discharged?
Non-dischargeable debts include student loans, recent taxes, child support, and debts from fraud or malicious acts. We provide detailed analysis of dischargeable debt categories.
