Liberty Pacific Insurance Services

Liberty Pacific Insurance has been a trusted provider of insurance solutions for families, individuals, and businesses across California for over 25 years. We pride ourselves on our commitment to customer service, personalized attention, and finding the best possible insurance coverage at a competitive price. As an independent agency, we are not tied to any specific insurance company. This allows us to work with a wide range of reputable insurers to find the perfect policy to meet your unique needs and budget.

Our Range of Services

At Liberty Pacific Insurance, we understand that everyone's insurance needs are different. That's why we offer a comprehensive suite of insurance products designed to protect what matters most to you.

Protecting Your Business

Running a successful business requires careful planning and risk management. Liberty Pacific is dedicated to helping you minimize your exposure to potential liabilities and uncertainties. Our team of experienced agents can help you create a customized business insurance plan that includes:

• General Liability Insurance: This essential coverage protects your business from claims arising from bodily injury or property damage to third parties. It covers legal defense costs and potential settlements, safeguarding your financial well-being.
• Workers' Compensation Insurance: California law mandates that employers provide workers' compensation insurance to their employees. This coverage ensures that your employees receive medical care and wage replacement benefits if they are injured on the job, protecting both your workforce and your business.
• Professional Liability Insurance: For businesses that provide professional services, professional liability insurance, also known as errors and omissions insurance, is crucial. It protects you against claims alleging negligence, errors, or omissions in your professional services, safeguarding your reputation and financial stability.
• Commercial Auto Insurance: Whether you have a single delivery vehicle or a fleet of trucks, our commercial auto insurance policies provide coverage for your business assets and protect you from financial losses due to accidents, theft, or vandalism.
• Home-Based Business Insurance: For those who operate their businesses from home, we offer specialized coverage to protect your business assets and liability from risks associated with running a business from a residential location.

Securing Your Home and Belongings

Your home is your sanctuary, a place of comfort and security. Liberty Pacific Insurance offers a variety of comprehensive home insurance policies to safeguard your investment and protect your loved ones.

• Homeowners Insurance: Our standard homeowners insurance policies offer protection against a range of perils, including fire, theft, vandalism, and natural disasters like windstorms and hail.
• Renters Insurance: If you rent your home, renters insurance provides essential coverage for your personal belongings and liability protection, giving you peace of mind knowing you are covered in case of accidents or unforeseen events.
• Condo Insurance: Condo insurance offers tailored coverage for condo owners, ensuring protection for your individual unit, personal belongings, and liability.

Additional Coverage Options

Beyond our core offerings, Liberty Pacific Insurance

provides a wide range of specialized insurance products to meet your unique needs. These include:

• Umbrella Insurance: Provides an additional layer of liability protection beyond your existing policies, safeguarding you from high-stakes claims.
• Flood Insurance: Protection against damage caused by floods, a risk that is not typically covered by standard home insurance policies.

• Specialty Event Insurance: Coverage for events such as weddings or festivals, protecting you against potential liabilities and financial losses.

Your Local Insurance Partner

We believe in building lasting relationships with our clients based on trust, transparency, and personalized service. Our team of experienced insurance agents takes the time to understand your individual needs, carefully evaluate your risks, and recommend the coverage that best fits your budget and circumstances. We are committed to providing you with expert guidance and support every step of the way.