Groesbeck Abstract & Title

Limestone County Title Company, established in 1887, is a full-service real estate firm that has been proudly serving the residents of Limestone County and beyond for over a century. As the only title company located in Limestone County with an on-site title plant dating back to the original sovereign land grants of the State of Texas, we offer unmatched experience and expertise in the industry. Our mission is to provide fast, friendly, and efficient services for all your real estate needs, including title insurance, escrow and closing services, title searches, document retrieval, and legal assistance. Choose Limestone County Title Company for your next real estate transaction and experience the difference that a century of dedicated service can make.

Our Services

At Limestone County Title Company, we offer a comprehensive range of services designed to meet all your real estate needs:

• Title Insurance: Protect your property investment with title insurance, which covers potential claims and legal fees arising from disputes over property ownership. Our team will conduct a thorough title search to ensure that your property has clear and marketable title, giving you peace of mind and protecting your investment.

• Escrow and Closing Services: Our experienced staff will expertly guide you through the closing process, ensuring that all documents are prepared accurately and that all parties involved are paid promptly and professionally. From handling deposit funds to coordinating with lenders, real estate agents, and attorneys, we will oversee every aspect of the closing to ensure a smooth and efficient transaction.

• Title Searches: Our on-site title plant, dating back to the original land grants of Texas, enables us to provide comprehensive and accurate title searches. Our team will meticulously search through public records, including deeds, mortgages, liens, wills, and divorce settlements, to ensure that the property title is clear of any encumbrances or defects.

• Document Retrieval: Need assistance with retrieving important documents related to your property? Our team can quickly and efficiently locate and provide copies of the necessary documents, saving you time and effort.

• Legal Assistance: With an on-site attorney available to assist with your legal needs, we offer a convenient and comprehensive solution for your real estate transactions. Whether you need assistance with drafting legal documents or resolving title issues, our legal team is here to help.

The Basic Steps at Closing

Closing a real estate transaction involves several crucial steps. At Limestone County Title Company, we follow five basic steps to ensure a smooth and successful transaction:

1. Starting the Process: The process begins when a sales contract is signed and delivered to our closing agent, along with a deposit check. Upon accepting the escrow, our team opens a title order and begins processing the file, ordering tax information, loan payoffs, surveys (when necessary), inspections, reports, hazard and other insurances, and legal papers. A title search is also ordered.

2. Title Search and Examination: Our team conducts a thorough search of public records related to the property. We examine the documents found during the search and verify the legal owner, as well as determine the debts owed against the property. Upon completion of the search and examination, we prepare a title commitment/preliminary report and send it to the interested parties.

3. Document Preparation and Request to Produce: Our team reviews the new lender's instructions and requirements, as well as those from other parties involved in the transaction. We assemble charges, prepare closing statements, and schedule the closing.

4. Settlement/Closing the Transaction: Our escrow/settlement agent oversees the closing of the transaction. The seller signs the deed and closing affidavit, while the buyer signs the new note and mortgage. The old loan is paid off, and seller, real estate professionals, attorneys, and other parties present at the closing are paid.

5. Post-Closing: Following the signing, our team forwards payment to any prior lender, pays all parties who performed services in connection with your closing, records the transaction documents in the county where the property is located, and prepares and sends title insurance policies to the new lender and the new property owner.