Business Details
Your Trusted Mortgage Broker in Fairfield County, CT
Strategy Mortgage is a licensed mortgage brokerage operating in Connecticut, New York, Massachusetts, and Florida. Our team specializes in purchase loans, refinancing, construction loans, second homes, multifamily properties, and investment properties. We partner with national, regional, and local lenders to secure competitive rates for clients while maintaining transparency with upfront closing costs and no hidden fees. Our experienced staff prioritizes personalized service, offering availability during daytime, evening, and weekend hours to address client needs. We pride ourselves on building long-term relationships, providing ongoing support post-closing to help clients save money and navigate mortgage servicing questions.Our approach focuses on aligning loan programs with clients' homeownership timelines, whether through fixed-rate mortgages for long-term stability or adjustable-rate options tailored to shorter occupancy plans. We guarantee timely loan closings at locked rates, supported by detailed program disclosures and a commitment to ethical practices. Our expertise extends to explaining complex mortgage structures, including interest-only loans and rate adjustment mechanisms, ensuring clients make informed decisions. We maintain consistent communication channels through direct phone access and localized market knowledge to enhance client confidence and satisfaction.
Services
Mortgage Brokerage
Fixed-Rate Mortgages
Adjustable-Rate Mortgages
Interest-Only Loans
Construction Loans
Refinancing
Investment Properties
Second Homes
Multifamily Homes
Loan Program Matching
Highlights and features
- We offer transparent pricing with no hidden fees.
- Our team provides 24/7 availability during client-preferred hours.
- We maintain partnerships with 150+ lenders for competitive rate options.
- We guarantee timely loan closings at locked rates.
- Our staff has 20+ years of combined mortgage industry experience.
Services
Mortgage Brokerage
We connect clients with competitive mortgage programs through a network of 150+ lenders. Our brokerage specializes in purchase loans, refinancing, and investment property financing while ensuring transparent pricing. Our team provides personalized guidance to match loan terms with individual homeownership goals.
Fixed-Rate Mortgages
Offering 15- and 30-year fixed-rate mortgages with predictable payments. These loans protect against market fluctuations for long-term homeowners. We guarantee locked rates at closing with no prepayment penalties or hidden fees across all loan amounts.
Adjustable-Rate Mortgages
Provide rate stability for 3, 5, 7, or 10 years before annual adjustments. Ideal for clients planning shorter ownership periods. Our ARM programs feature competitive initial rates with clear adjustment terms explained during the application process.
Interest-Only Mortgages
Offer low initial payments covering only interest for set periods. Clients can reduce future payments by making principal contributions. These programs provide financial flexibility for clients with variable income streams or specific investment strategies.
Loan Program Matching
We analyze clients' financial profiles and homeownership timelines to recommend optimal loan structures. Our consultation process considers future plans, tax implications, and market conditions to ensure informed decision-making for both primary residences and investment properties.
Questions
What mortgage programs does Strategy Mortgage offer?
We offer fixed-rate, adjustable-rate, interest-only, construction, and investment property loans with terms ranging from 15 to 30 years.
Do you charge hidden fees?
No. We provide full disclosure of closing costs and program details upfront with absolutely no hidden fees.
How do you determine the best loan for me?
We assess your homeownership timeline, financial goals, and market conditions to recommend loan programs that match your specific needs.
Are your rates competitive outside Fairfield County?
While rates are optimized for Fairfield County CT, we offer competitive programs in New York, Massachusetts, and Florida with location-specific adjustments.
What post-closing support do you provide?
We continue monitoring your mortgage for savings opportunities and provide ongoing servicing support after loan closing.