Business Details
50+ Years
experience
Emergency
services
Your Trusted Credit Union for Postal Employees & Families
Since 1940, we have been dedicated to promoting financial well-being among postal employees and their families. Our credit union provides a comprehensive range of banking services, including free checking accounts with no monthly fees, interest-bearing savings options, and competitively priced loans for personal, automotive, and home equity needs. With over $50 million in assets and serving more than 3,500 members, we combine decades of experience with personalized service to deliver exceptional value. Our team offers 24-hour loan approval, automatic payment solutions, and a commitment to financial education.As a member-owned institution, we prioritize our community's needs, ensuring transparent practices and no hidden fees. Our Manchester and Concord branches operate with extended weekday hours, complemented by 24/7 access through our Touch Tone Teller and digital banking platforms. We maintain rigorous compliance with financial regulations while continuously adapting to meet evolving member expectations.
Services
Free Checking
Savings Accounts
Auto Loans
Personal Loans
Home Equity Loans
Online Banking
Mobile Banking
ATM Services
Loan Refinancing
Financial Education
Details
- Year established: 1940
Highlights and features
- We offer 24-hour loan approval for personal, auto, and home equity financing.
- Our free checking accounts include no monthly fees or minimum balance requirements.
- Competitive interest rates on savings and loan products are available to members.
- Membership extends to all postal employees' family members in New Hampshire.
- Professional staff provides personalized assistance with account management and financial planning.
Services
Free Checking
Our No-Nonsense Checking Account provides members with zero monthly fees, no minimum balance requirements, and free basic check packages. This interest-bearing account includes direct deposit options and free check copies, offering significant annual savings compared to traditional bank accounts while maintaining full transactional functionality.
Auto Loans
We provide competitive auto loan rates with flexible terms up to 60 months. Our streamlined approval process ensures quick access to funds for new or used vehicle purchases, with options to refinance existing loans at reduced rates for qualified applicants.
Home Equity Loans
Our Home Equity Lines of Credit offer variable rates starting at 7.00% APR, providing flexible access to funds for home improvements, debt consolidation, or major expenses. Members benefit from personalized loan terms and dedicated support throughout the borrowing process.
Savings Accounts
We offer multiple savings options including standard share accounts and Guaranteed Investment Savings accounts with tiered interest rates. These accounts provide secure growth opportunities with no monthly fees and convenient access to funds through debit card integration.
Personal Loans
Our personal loan program features fixed rates up to 11.25% APR for terms up to five years. These unsecured loans provide quick access to funds for debt consolidation, emergency expenses, or personal projects with straightforward approval criteria for qualified members.
People
Phil Fontaine, Jr.
President & CEO
Leading the credit union with over 25 years of financial services experience, Phil oversees strategic operations and member service excellence.
Joyce Booraem
Vice President
Joyce manages daily operations and compliance, ensuring the credit union maintains the highest standards of financial integrity and regulatory adherence.
Karen McAskill
Operations Manager
Karen coordinates branch operations and technology systems, implementing efficient processes to enhance member banking experiences across all service channels.
Questions
Who is eligible for membership?
Membership is open to all postal employees (active or retired) working or living in New Hampshire, plus their immediate family members.
What loan types do you offer?
We provide auto loans, personal loans, home equity loans, and secured loans with competitive rates and flexible terms for qualified applicants.
Are there fees for checking accounts?
Our No-Nonsense Checking Account has no monthly fees, minimum balance requirements, or per-check charges, with free basic check packages included.
How can I access my account after hours?
Use our 24/7 Touch Tone Teller at (866) 301-9616 or online banking platform for account balance checks and transaction history.
What security features protect my debit card?
CardValet mobile app allows real-time transaction controls, instant alerts, and card deactivation features to enhance security for your MasterMoney debit card.
How quickly are loan applications processed?
We offer 24-hour loan approval for most applications, with expedited processing available for qualified applicants seeking urgent financial solutions.
