At Southwest Funding, our mission is to provide exceptional service and expertise to help you achieve your dream of homeownership. As a Mortgage Banker serving Katy, Texas and the surrounding areas, we understand the importance of finding the right loan program that fits your financial needs. Our team, led by Richard Smith, is dedicated to making the home buying and refinancing process as smooth and stress-free as possible.
Our Services
At Southwest Funding, we offer a wide range of services designed to cater to your unique needs. Whether you're a first-time homebuyer, looking to refinance your current mortgage, or seeking to purchase a vacation home, we have the expertise and resources to guide you every step of the way.
Our team of mortgage professionals is committed to providing personalized service, ensuring that you receive the highest level of attention and care throughout the entire mortgage process. We believe in educating our clients on the mortgage process, empowering them with the knowledge to make informed decisions about their financing options.
Expertise
With extensive experience in the mortgage industry, our team has the knowledge and expertise to navigate even the most complex transactions. We understand the importance of finding the right loan program that fits your financial situation, and we are dedicated to providing exceptional service every step of the way.
What We Offer
At Southwest Funding, we offer a range of mortgage products and services designed to cater to your unique needs. Our team is committed to providing personalized service, ensuring that you receive the highest level of attention and care throughout the entire mortgage process.
- Conventional Loans
- FHA Loans
- VA Loans
- USDA Loans
- Jumbo Loans
- Refinance Options
Why Choose Us
At Southwest Funding, we value our customers and strive to build long-term relationships by providing exceptional service and expertise. We are dedicated to making the home buying and refinancing process as smooth and stress-free as possible. Whether you're a first-time homebuyer or a seasoned homeowner, we have the expertise and resources to guide you every step of the way.
Get Started
At Southwest Funding, we understand that buying or selling a home can be a daunting experience. That's why we're committed to making the process as smooth and stress-free as possible. We invite you to explore our website, which is filled with valuable resources and information to help you make informed decisions about your mortgage.

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