Bay Federal Credit Union

Our Mission: Empowering financial success for our members

Bay Federal Credit Union, founded over 80 years ago, stands as a beacon of financial empowerment in the community. We believe in building lasting relationships with our members and providing personalized guidance to achieve their unique financial goals.

Who We Are

As a member-owned financial institution, we are driven by the needs of our members. Our dedicated team of professionals possesses extensive experience and genuine passion to guide you through your financial journey. We offer a comprehensive suite of services designed to empower you to achieve financial success.

Personal Finances

• Personal Loans: Secure and affordable loans customized to your needs
• Credit Cards: Find the perfect card for building credit, earning rewards, or managing debt
• Savings & Investments: Grow your wealth with competitive interest savings accounts and various investment options
• Digital Banking: Seamlessly manage your finances on the go with our robust online and mobile banking platforms

Home Lending

• Mortgage Lending: Get personalized guidance and competitive rates to achieve homeownership
• Refinancing: Reduce your monthly payments and save on interest with our refinancing options
• Skip-a-Payment: Breathe easier with the option to skip a payment on eligible loans

Business Financing

• Business Checking & Savings Accounts: Optimize your business finances with tailored solutions
• Commercial Real Estate Loans: Secure financing options for purchasing or refinancing your property
• Flexible Financing: Customize a financing plan that meets your unique business needs

Additional Services

• Financial Planning & Consulting: Receive personalized advice from experienced professionals to achieve your financial goals
• Investment Services: Build a customized portfolio to meet your individual financial goals
• Notary Services: Convenient online notary services available for your needs

Our Commitment

At Bay Federal Credit Union, we are dedicated to providing exceptional member experiences through:

• Personalized attention: We take the time to understand your individual needs and goals.
• Competitive rates: We offer competitive interest rates on savings, investments, and loans.
• Accessible services: Enjoy convenient online and mobile banking options, alongside personalized guidance from our team.
• Community involvement: We actively support the communities we serve through various initiatives and programs.

Let us be your trusted partner in achieving financial success. Contact us today and discover the difference a member-owned credit union can make in your financial journey!