Business Details
Your Trusted Partner for Financial Services in Maine
Maine Highlands Federal Credit Union has been dedicated to empowering individuals and businesses through personalized financial solutions since our founding. We offer a comprehensive range of services including savings and checking accounts, loans, credit cards, and insurance products tailored to meet the unique needs of our members. Our commitment to community development is evident through initiatives like the Ending Hunger $100,000 Challenge and partnerships with local organizations. We prioritize security and innovation, implementing advanced measures like IDCheck for shared branching transactions while maintaining NCUA and ESI insurance for member protection. With a focus on financial education and accessibility, we provide tools such as digital banking, mobile deposit, and automated fraud alerts to enhance member experience.Our team of professionals brings decades of expertise in credit union operations, ensuring members receive expert guidance for all their financial needs. Through consistent participation in statewide campaigns and local service projects, we reinforce our mission to strengthen the communities we serve. Our transparent fee structures, competitive dividend rates, and member-centric approach distinguish us as a trusted financial partner. We continuously adapt to technological advancements while preserving the personal touch that defines our service philosophy. This combination of tradition and innovation positions us to deliver reliable financial solutions for generations to come.
Services
Savings Accounts
Checking Accounts
Business Loans
Credit Cards
Wire Transfers
Digital Banking
Mobile Deposit
Bill Pay
Insurance Services
Shared Branching
Highlights and features
- We offer NCUA-insured accounts for member security
- Our team provides personalized financial guidance with local expertise
- We implement advanced security measures like IDCheck verification
- We maintain competitive dividend rates on savings products
- Our community initiatives directly benefit Maine residents
Associations and certifications
- NCUA
- ESI Insurance
What people say
Competitive rates
Community focus
Personalized service
Secure transactions
Financial education
Services
Savings Accounts
Our savings accounts provide secure options for growing your money with competitive dividend rates. Members benefit from NCUA insurance coverage and flexible account features designed for various financial goals. We offer youth accounts, club accounts, and specialized savings options to meet diverse needs.
Business Loans
We offer tailored business loan solutions with competitive rates and flexible terms. Our lending specialists work closely with Maine businesses to support growth, equipment purchases, and real estate investments. Loan types include term loans, lines of credit, and mortgage financing options.
Digital Banking
Our digital banking platform provides 24/7 access to account management, bill payment, and mobile deposit services. Security features include automated fraud alerts and IDCheck verification for shared branching transactions. The platform supports integration with digital wallets for convenient transactions.
Credit Cards
We offer VISA credit and debit cards with rewards programs and purchase protection benefits. Our cards feature EMV chip technology for enhanced security and global acceptance. Members can manage card settings through our mobile banking app for added convenience.
Community Initiatives
Our community service programs focus on hunger relief and educational support across Maine. Through partnerships with local credit unions, we organize fundraising campaigns like the $100,000 Ending Hunger Challenge. We also sponsor initiatives like the DRHS Friday Night 5G Lights Contest for school facilities improvement.
Questions
How do I enroll in digital banking?
Visit our website and click 'Enroll in Digital Banking' to create your secure account with username and password.
What loan types are available?
We offer personal loans, mortgages, business loans, and specialized financing including student loans and vehicle financing options.
Is my money insured?
Yes, all deposits are insured up to $250,000 by NCUA with additional coverage through ESI insurance.
What is IDCheck verification?
IDCheck is a security requirement for shared branching transactions using out-of-state ID, effective May 1, 2025.
How can I support community programs?
Participate in our Maine credit union campaigns like the Ending Hunger Challenge through direct donations or event participation.
What digital banking features are available?
Our platform includes bill pay, mobile deposit, digital wallets, automated fraud alerts, and secure messaging features.
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