Business Details
Your Trusted Mortgage Partner in Cherry Hill, NJ
EMM Loans has established itself as a trusted mortgage lending partner with a proven track record of serving over 100,000 customers and funding more than $21 billion in mortgage loans. Our team of experienced professionals specializes in delivering tailored financing solutions through a comprehensive range of loan products including FHA, VA, USDA, jumbo, and refinance options. We combine industry expertise with cutting-edge digital tools to streamline the mortgage process, offering 24/7 access to payroll and financial records for efficient loan applications.Committed to maintaining the highest standards of service, we have achieved a remarkable 90% customer satisfaction rating while being recognized as a top mortgage company to work for. Our Fannie Mae and Fannie Mac approvals underscore our credibility in the industry, and our Knowledge Hub provides valuable insights to help clients navigate the homebuying journey with confidence.
Services
203k Loan
Adjustable Rate Mortgage
FHA Mortgage
Fixed Rate Mortgage
Jumbo Loan
VA Loan
USDA Home Loan
Refinance
Personal Loans
Non-Qualified Mortgage
Highlights and features
- We have over 20 years of mortgage industry experience
- Our team maintains a 90% customer satisfaction rating
- We offer 24/7 digital mortgage application tools
- Our experts specialize in all major loan programs
- We are approved by Fannie Mae and Fannie Mac
Associations and certifications
- Fannie Mae
- Fannie Mac
What people say
90% customer satisfaction
100,000+ customers served
Streamlined digital process
Expert mortgage guidance
Comprehensive loan options
Services
FHA Mortgage
FHA mortgages provide accessible homeownership opportunities with low down payment requirements. Our FHA loan program helps first-time buyers and those with moderate credit achieve their homebuying goals while maintaining competitive interest rates. We guide clients through the entire FHA loan process with personalized support and transparent communication.
VA Loan
VA loans offer exclusive benefits for eligible military personnel and veterans. Our specialized VA loan program provides 100% financing options with no down payment requirements, helping service members transition to homeownership. Our team has extensive experience navigating VA loan guidelines to ensure smooth transactions.
Jumbo Loan
Jumbo loans cater to high-value property purchases exceeding conventional loan limits. Our jumbo loan program offers flexible terms and competitive rates for luxury homebuyers. We provide tailored underwriting solutions for unique financial situations while maintaining strict compliance with regulatory standards.
Refinance
Refinance options help homeowners reduce monthly payments or access equity. Our refinance program includes rate-and-term and cash-out options with streamlined processes. We analyze each client's financial situation to determine optimal refinancing strategies that align with long-term goals.
USDA Home Loan
USDA loans provide zero-down payment options for rural property purchases. Our USDA loan specialists help qualified buyers in eligible areas achieve homeownership with favorable terms. We maintain up-to-date knowledge of USDA guidelines to facilitate successful transactions.
Questions
What mortgage loan types do you offer?
We offer FHA, VA, USDA, jumbo, fixed-rate, adjustable-rate, and refinance loans to meet diverse homebuying needs.
How can I start the mortgage application process?
Begin by visiting our website to use our 24/7 digital application tools or contact our Cherry Hill office directly at 1-800-793-9633.
Do you work with first-time homebuyers?
Yes, we specialize in helping first-time buyers through government programs like FHA and HomeReady mortgages.
Are you licensed to operate in New Jersey?
We are licensed in New Jersey with NMLS# 2926, though we cannot serve properties located in New York State.
How do you maintain high customer satisfaction?
We combine experienced professionals, digital efficiency, and personalized guidance to achieve our 90% customer satisfaction rating.
