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Patriot Mortgage SBC Patriot Mortgage SBC
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Trusted Mortgage Solutions in Bossier City, LA
Patriot Mortgage SBC was founded by a veteran to serve veterans and all borrowers with integrity. Our mission focuses on delivering VA home loans with exceptional terms, including no down payment requirements, competitive interest rates, and low closing costs. We specialize in VA purchase loans, streamline refinancing, and cash-out refinancing while also offering conventional, FHA, and USDA loan options. Our team prioritizes personalized service, ensuring each client receives tailored solutions that align with their unique financial goals. With deep expertise in mortgage brokerage, we guide clients through every step of the home-buying or refinancing process.

Our commitment to accessibility ensures services are available to individuals with disabilities. As a state-licensed equal housing lender (NMLS ID: 1700843), we uphold transparency, ethical practices, and unwavering support for our community in Bossier City, LA, and surrounding areas. Our experience with VA-backed loans positions us as trusted advisors for veterans navigating homeownership. We provide educational resources, online tools, and direct consultations to empower informed decisions. Our dedication to quality service and customer satisfaction drives our approach to mortgage lending.
Services
VA Purchase Loans VA Streamline Refinance VA Cash-Out Refinance Conventional Loans FHA Loans USDA Loans
Highlights and features
  • Founded by a veteran for veterans with specialized VA loan expertise
  • Offer 100% financing options for qualified VA borrowers
  • Provide competitive refinance rates as low as 2.25% APR
  • Tailor mortgage solutions to individual client needs and goals
  • Maintain state-licensed compliance and equal housing lender standards
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Services
VA Purchase Loans
VA Purchase Loans provide military veterans with homeownership opportunities requiring no down payment. These loans offer competitive interest rates, no private mortgage insurance, and flexible credit requirements. Our brokers guide veterans through the application process to secure financing for primary residences, manufactured homes, or new construction in Bossier City and surrounding areas.
VA Cash-Out Refinance
VA Cash-Out Refinance allows homeowners to tap into their home equity for debt consolidation, home improvements, or other financial needs. This option enables qualified borrowers to refinance their existing mortgage while receiving cash back at closing. Our team helps clients evaluate eligibility and structure loans up to 100% of the home's value.
Conventional Loans
Conventional Loans cater to borrowers seeking non-government-backed financing options. These mortgages require down payments starting at 3% and offer fixed or adjustable-rate terms. We assist clients in navigating conventional loan requirements, including credit score thresholds and debt-to-income ratio calculations for primary residences or investment properties.
FHA Loans
FHA Loans provide low-down-payment options for first-time homebuyers with credit challenges. Backed by the Federal Housing Administration, these loans require as little as 3.5% down and offer lenient qualification criteria. Our brokers help clients understand FHA loan limits, mortgage insurance requirements, and property eligibility standards.
USDA Loans
USDA Loans offer zero-down-payment financing for homes in eligible rural areas. These mortgages target moderate-income borrowers and include competitive interest rates with no mortgage insurance premiums. We assist applicants in verifying property eligibility, income limits, and completing the USDA loan application process efficiently.
Questions
What VA loan benefits do you offer for veterans?
We provide VA loans with no down payment, competitive rates, no mortgage insurance, and low closing costs for qualified veterans in Bossier City and surrounding areas.
Can I refinance my existing mortgage through Patriot Mortgage SBC?
Yes, we offer VA streamline refinancing to lower rates or payments, and cash-out refinancing to access home equity for qualified homeowners.
What documents are needed for a mortgage application?
Required documents include income verification, property details, asset statements, and identification. Our team provides specific checklists based on your loan type and financial situation.
Do you offer conventional loans for non-veterans?
Yes, we provide conventional loan options with flexible down payment requirements and competitive rates for non-veteran borrowers seeking homeownership.
How do I start the mortgage pre-approval process?
Begin by submitting our online pre-qualification form or contacting our office to discuss your financial goals and receive personalized mortgage guidance.