Business Details
17 Years
experience
Experienced Bankruptcy Lawyer in Waco, TX
Law Office Of Evan Simpson is a dedicated bankruptcy attorney serving Central Texas. With a unique background in computer programming and a Juris Doctor from Baylor Law School, he brings analytical precision to consumer debt solutions. Since 2007, he has focused exclusively on bankruptcy law after witnessing family financial struggles during the 2008 economic crisis. His practice emphasizes personal case management, with clients receiving direct attorney guidance from consultation through case resolution. Specializing in Chapter 7 and Chapter 13 bankruptcies, he helps clients navigate debt relief while protecting assets.The firm serves Bosque, Falls, Freestone, Hill, Limestone, McLennan, Bell, Coryell, Hamilton, and Milam counties. With experience at Davis Law Firm and as former President of the Waco Bankruptcy Bar Association, he maintains deep community ties. His team includes experienced legal assistants to ensure comprehensive client support. The practice combines technical expertise with compassionate counsel for individuals facing financial hardship.
Services
Bankruptcy Filings
Debt Collection Defense
Consumer Bankruptcy
Secured Debt Management
Credit Counseling
Details
- Year established: 2009
Highlights and features
- Direct attorney guidance throughout your case
- Specialized expertise in Central Texas bankruptcy law
- Serves 10+ counties in Central Texas region
- Free initial consultation for debt assessment
- Combines technical analysis with compassionate counsel
Services
Bankruptcy Filings
Guiding clients through Chapter 7 and Chapter 13 bankruptcy processes to eliminate or restructure debts. Our practice handles all documentation, court filings, and creditor communications. We provide personalized assessments to determine the most appropriate bankruptcy chapter based on individual financial circumstances.
Debt Collection Defense
Protecting clients from abusive debt collection practices through legal interventions. We enforce automatic stay protections and challenge improper collection attempts. Our services include representing clients in disputes over contested debts and unfair collection tactics.
Secured Debt Management
Developing strategies to retain secured assets like homes and vehicles during bankruptcy proceedings. We negotiate reaffirmation agreements and create payment plans that balance debt obligations with financial capabilities while maintaining compliance with bankruptcy regulations.
Credit Counseling
Providing mandatory pre-filing credit counseling and post-bankruptcy financial education. Our sessions focus on budgeting strategies, credit rebuilding techniques, and long-term financial planning to prevent future debt crises through informed financial decision-making.
Free Consultation
Offering initial case assessments to analyze debt situations and explore legal options. During these consultations, we review financial documentation, discuss bankruptcy alternatives, and create customized debt resolution strategies based on individual circumstances and long-term financial goals.
People
Law Office Of Evan Simpson
Attorney
Licensed Texas attorney since 2007 with specialization in bankruptcy law. Former computer programmer turned lawyer after experiencing family financial challenges. Served as Waco Bankruptcy Bar Association President and worked with Davis Law Firm before establishing independent practice.
Questions
What can bankruptcy do for me?
Bankruptcy can eliminate most unsecured debts, stop foreclosure/repossession, halt wage garnishment, and provide breathing room for financial recovery.
What's the difference between Chapter 7 and Chapter 13?
Chapter 7 liquidates non-exempt assets to pay debts, while Chapter 13 creates a repayment plan over 3-5 years to retain property.
Will I lose my property in bankruptcy?
Most filers keep essential property through exemptions. Texas law protects certain assets like homesteads and personal belongings.
How does bankruptcy affect credit?
Bankruptcy stays on credit reports for 10 years but can improve creditworthiness by eliminating debt burdens and enabling fresh start.
Can I file bankruptcy without an attorney?
While possible, bankruptcy's complexity risks property loss or case dismissal without professional legal guidance through the process.
