Business Details
Your Trusted Mortgage Partner in Murray, UT
At Christian Roberts Mortgage, our mission is to set a high standard in the mortgage industry by prioritizing quality customer service and placing the needs of our clients first. We are committed to guiding clients through the home loan process with expertise in residential lending, ensuring they select the best mortgage for their unique circumstances. Our team works continuously to help clients achieve homeownership, striving to make every client a lifelong partner.We emphasize transparency, professionalism, and personalized attention, offering free consultations and secure online applications. With decades of combined experience, our team delivers tailored solutions, from first-time homebuyer programs to specialized loans, while maintaining a reputation for reliability and ethical practices.
Services
Purchase Loans
Refinance Loans
FHA Loans
VA Loans
Conventional Loans
Construction Loans
Home Equity Loans
Jumbo Loans
Highlights and features
- We offer decades of expertise in residential lending and mortgage solutions.
- Our team provides personalized guidance tailored to individual financial goals.
- We streamline the loan process with fast approvals and transparent communication.
- We specialize in first-time homebuyer programs and specialized loan options.
- Our client-centric approach ensures no hidden fees and full transparency.
What people say
Amazing job
Super simple process
Excellent service
Quick closing
Highly recommended
Services
Refinance Loans
Refinance your existing mortgage to secure a lower interest rate, reduce monthly payments, or adjust loan terms. Our experts evaluate your financial situation to determine if refinancing aligns with your goals. We streamline the process with competitive rates and personalized solutions.
FHA Loans
FHA loans provide accessible financing for first-time buyers and those with lower credit scores. These government-insured loans require minimal down payments and offer flexible qualification criteria. We guide clients through the application process to ensure smooth approvals.
VA Loans
VA loans offer zero-down payment options and favorable terms for eligible veterans and military families. Our team specializes in VA loan requirements, ensuring veterans maximize benefits without private mortgage insurance.
Conventional Loans
Conventional loans suit borrowers with strong credit seeking flexible terms. We offer fixed-rate and adjustable-rate options with competitive rates for primary residences, investment properties, and second homes.
Construction Loans
Finance new home construction with tailored loans that adapt to unique building projects. Our specialists work closely with builders and homeowners to ensure funding aligns with construction milestones and budget requirements.
People
Steven Robert Saxton
Managing Partner
Steven Saxton brings over 25 years of mortgage expertise, specializing in personalized loan solutions. He prioritizes client education and transparent communication, ensuring seamless transactions for first-time buyers and seasoned investors.
Alex Armstrong
Loan Consultant
Alex Armstrong specializes in refinancing and rate optimization, helping clients save thousands annually. His proactive approach and market knowledge ensure clients secure the best possible loan terms with minimal stress.
Bud Bruening
Mortgage Broker
Bud Bruening excels in client advocacy, offering tailored mortgage strategies for purchase and refinance transactions. His dedication to responsiveness and competitive rate negotiation has earned him numerous client referrals and industry recognition.
Alisha Christiansen
Mortgage Consultant
Alisha Christiansen specializes in first-time homebuyer programs, providing clear guidance through every step. Her attention to detail and commitment to ethical lending practices ensure clients feel confident in their mortgage decisions.
Seth Saxton
Loan Consultant
Seth Saxton streamlines the mortgage process with a focus on efficiency and client education. His expertise in VA loans and new construction financing ensures military families and builders receive specialized support.
Questions
What is the difference between pre-qualification and pre-approval?
Pre-qualification is an initial assessment based on self-reported information, while pre-approval involves a thorough review of financial documents, credit history, and income verification, making it a stronger indicator of loan readiness.
What are the benefits of refinancing?
Refinancing can lower monthly payments, reduce interest rates, shorten loan terms, or convert adjustable-rate loans to fixed rates. It also allows homeowners to access equity through cash-out refinancing options.
What is a rate lock?
A rate lock guarantees a specific interest rate and loan terms for a set period, protecting borrowers from market fluctuations during the loan processing timeline.
Do you offer loans for first-time homebuyers?
Yes, we specialize in first-time homebuyer programs, including FHA loans with low down payments and flexible qualification requirements to make homeownership accessible.
What documentation is required for a mortgage application?
Standard documentation includes proof of income (W-2s, pay stubs), tax returns, bank statements, identification, and details about the property being purchased or refinanced.
Can I apply for a mortgage online?
Yes, we offer a secure online application process for convenience, allowing clients to start or resume loan applications at any time with real-time support available.
