Business Details
23 Years
experience
Trusted Mortgage Solutions in Baton Rouge, LA
Key Lending Solutions has been serving Louisiana and Mississippi since 2003, offering comprehensive mortgage services through a team with over a century of combined experience. Our professionals specialize in originating, processing, and closing mortgage transactions while maintaining a commitment to personalized service. We provide access to exclusive programs unavailable through traditional banks, including specialized financing options for rural development and veterans. Our approach emphasizes zero origination, processing, and application fees, ensuring cost-effective solutions for home purchases and refinancing. With approvals for Fannie Mae and Freddie Mac programs, we combine industry-standard offerings with unique local expertise.Our dedication to fast closing times and competitive rates positions us as a trusted partner for mortgage needs. By prioritizing direct client interaction over automated systems, we maintain the personal touch that distinguishes our service. Our team's extensive knowledge spans conventional, FHA, VA, and jumbo loans, along with down payment assistance programs. We operate as a one-stop shop for mortgage solutions, supporting clients through every stage of the lending process. This combination of experience, accessibility, and client-focused policies has established us as a leading mortgage provider in the Gulf South region.
Services
Conventional Loans
FHA Loans
VA Loans
Rural Development Loans
Jumbo Loans
CAFA Grant Program
Home Possible Advantage
Home Ready Loans
Home Style Renovation Loans
Construction/Permanent Loans
Details
- Year established: 2003
Highlights and features
- We offer zero origination, processing, and application fees
- Our team has over 100 years of combined mortgage experience
- We provide faster closing times than traditional lenders
- We access exclusive programs unavailable through banks
- We operate as a local, relationship-focused mortgage company
Associations and certifications
- Fannie Mae
- Freddie Mac
Services
Conventional Loans
Conventional loans offer flexible terms for qualified borrowers. These mortgages follow Fannie Mae and Freddie Mac guidelines while providing competitive rates. Ideal for buyers with strong credit histories seeking conventional financing options without government backing.
FHA Loans
FHA loans provide low-down-payment options insured by the Federal Housing Administration. Designed for first-time homebuyers and those with moderate credit histories, these mortgages require lower minimum down payments and offer more lenient qualification standards.
VA Loans
VA loans offer exclusive benefits for military service members and veterans. Backed by the Department of Veterans Affairs, these mortgages provide 100% financing options with no down payment requirements for eligible applicants.
Rural Development Loans
Rural Development loans serve underserved communities through USDA-backed financing. These mortgages enable qualified buyers in designated rural areas to purchase homes with zero down payment requirements and competitive interest rates.
Jumbo Loans
Jumbo loans accommodate high-value property purchases exceeding conventional loan limits. These specialized mortgages provide financing solutions for luxury homes and properties in high-cost markets with tailored underwriting criteria.
People
Auber 'Skip' Shows III
Partner/Manager
With over 20 years in mortgage lending, Auber leads operations as NMLS# 118490. His expertise in loan origination and local market knowledge ensures clients receive personalized mortgage solutions tailored to their specific needs.
John 'Greg' Foy
Partner/Manager
As NMLS# 118477, John brings extensive mortgage consulting experience to Key Lending Solutions. His focus on client relationships and deep understanding of financing options help guide borrowers through complex mortgage transactions.
Christian Inchausty
Licensed Mortgage Professional
Christian (NMLS# 122531) specializes in mortgage loan origination. With expertise in various loan programs, he helps clients navigate financing options while maintaining a commitment to exceptional customer service and timely closings.
Keith Covington
Licensed Mortgage Professional
Licensed in Louisiana and Mississippi (NMLS# 122292), Keith provides expert mortgage guidance. His regional knowledge and dedication to finding optimal financing solutions make him a valuable resource for clients across two states.
Leighane Haydel
Mortgage Loan Processor
As NMLS# 121862, Leighane manages loan processing with meticulous attention to detail. Her experience ensures smooth transactions from application through closing, maintaining Key Lending Solutions' commitment to efficient mortgage services.
Questions
What loan programs do you offer?
We offer conventional, FHA, VA, rural development, jumbo, and specialty programs including CAFA grants for down payment assistance.
How do I start the mortgage process?
Begin with our quick mortgage loan form or contact us directly at (225) 291-7901 to connect with a licensed mortgage professional.
Are there any application fees?
No, we offer zero origination, processing, and application fees for all our mortgage products.
How quickly can you close a loan?
Our experienced team typically closes loans faster than traditional lenders, with many transactions completed within 30 days.
Do you offer 100% financing options?
Yes, we provide 100% financing through VA loans and rural development programs for qualified applicants.
Are you licensed in my state?
We are fully licensed to operate in Louisiana and Mississippi, serving clients across both states with local expertise.
