Frank J La Perch PC

At Rockland-Bankruptcy lawyers, we recognize that facing overwhelming debt can be incredibly stressful and isolating. We understand the misconceptions surrounding bankruptcy, which can often prevent individuals from seeking the relief they deserve. Our mission is to equip our clients with the knowledge and support necessary to make informed decisions about their financial future, and we strive to provide compassionate and efficient legal representation throughout the bankruptcy process. We are committed to helping people rebuild their lives and achieve financial stability, free from the crushing weight of debt.

Our Services

Our firm specializes in guiding individuals and families through the complexities of Chapter 7 and Chapter 13 bankruptcy.

• Chapter 7 Bankruptcy: This type of bankruptcy, often referred to as "liquidation bankruptcy, " is designed for individuals and businesses with limited income and assets. It offers a fresh start by eliminating certain eligible debts, such as credit card balances, medical bills, and personal loans. Chapter 7 allows individuals to discharge a significant portion of their debts, enabling them to regain financial control.

• Chapter 13 Bankruptcy: Known as "reorganization bankruptcy, " Chapter 13 is a viable option for individuals with a regular income who wish to keep their assets, including their home. This type of bankruptcy involves creating a repayment plan that spreads out eligible debts over a period of three to five years. Chapter 13 allows individuals to catch up on missed mortgage payments, avoid foreclosure, and consolidate their debts into a manageable monthly payment.

Knowledge is Power

We believe that knowledge is essential in empowering individuals to make the best decisions for their financial wellbeing. That's why we dedicate ourselves to educating our clients about the bankruptcy process, their rights, and the potential consequences of both filing and not filing for bankruptcy.

We address common bankruptcy concerns and dispel misconceptions through our extensive blog and FAQ sections, providing clear and concise information to help individuals navigate this often-complex legal landscape.

Client-Centered Approach

At Rockland-Bankruptcy lawyers, we prioritize building strong relationships with our clients based on trust, transparency, and empathy. We understand that each client's situation is unique, and we tailor our approach to meet their individual needs. Our team of experienced bankruptcy attorneys works tirelessly to ensure that our clients understand every aspect of their case and feel confident in the legal representation they receive.