Business Details
20 Years
experience
Emergency
services
Your Trusted Insurance Partner in Roseville, CA
Whitney Oaks Insurance Services was founded on May 1, 2006, with a mission to provide comprehensive insurance solutions tailored to meet the unique needs of individuals and businesses. Our team combines over 40 years of industry expertise to deliver personalized service, ensuring clients receive optimal coverage from trusted providers. We specialize in evaluating risks and crafting customized packages for both personal and commercial clients across California and neighboring states. Our commitment to exceptional customer service extends through every interaction, from policy selection to claims resolution. With offices in Roseville, we serve local communities including Auburn, Lincoln, Rocklin, and Sacramento while maintaining licensing in California, Nevada, Oregon, and Utah.Our independent agency model allows us to offer competitive products from top-rated carriers, focusing on long-term client relationships rather than transactional interactions. We prioritize transparency in policy details and maintain 24-hour claim reporting capabilities to support clients during critical moments. Our professional team approaches every account, regardless of size, with equal dedication to service excellence and industry knowledge. Through continuous market analysis and strategic partnerships, we ensure clients receive both competitive pricing and comprehensive protection. This philosophy has established us as a trusted insurance advisor in the region since our founding.
Services
Auto Insurance
Homeowners Insurance
Business Owners Policy
Workers Compensation
Commercial Auto
General Liability
Flood Insurance
Commercial Property
Contractors Insurance
Personal Umbrella
Details
- Year established: 2006
Highlights and features
- We offer 40+ years of combined insurance industry expertise
- Our team provides personalized policy evaluations and risk assessments
- 24-hour claim reporting available for urgent situations
- We represent multiple top-rated insurance carriers for competitive options
- Dedicated agents maintain licensing in four western states
Services
Auto Insurance
We provide comprehensive auto insurance solutions protecting personal and commercial vehicles across California. Our policies cover liability, collision, and uninsured motorist scenarios while offering competitive rates through multiple carrier partnerships. With flexible coverage options and experienced claims support, we ensure protection for drivers of all experience levels and vehicle types.
Homeowners Insurance
Our homeowners insurance policies protect residential properties against common risks including fire, theft, and natural disasters. We offer customizable coverage options for standard homes, manufactured housing, and high-value properties. Our agents help clients understand policy details and select appropriate coverage limits based on individual needs and location-specific risks.
Business Owners Policy
We design business owners policies combining property, liability, and business interruption coverage for small to mid-sized enterprises. Our solutions protect against common commercial risks while offering customization for industry-specific needs. With access to multiple carriers, we help businesses find cost-effective protection that grows with their operations.
Workers Compensation
Our workers compensation insurance meets California's mandatory requirements while protecting businesses from financial exposure due to workplace injuries. We work with employers to implement safety programs that reduce claims and premiums. Our experienced team assists with policy customization, claims management, and regulatory compliance for diverse industries.
Commercial Auto
We offer commercial auto insurance covering business vehicles and company fleets across multiple industries. Our policies protect against liability, physical damage, and cargo-related risks while accommodating specialized vehicle needs. With expertise in transportation regulations, we help businesses maintain compliance while managing insurance costs through risk management strategies.
People
Phil Castro
CEO
Phil Castro leads Whitney Oaks Insurance Services with strategic vision, leveraging extensive industry experience to maintain our commitment to exceptional client service and business growth.
Mark Diele
CFO
Mark Diele manages financial operations with precision, ensuring the company's fiscal health while maintaining focus on delivering value-driven insurance solutions to our policyholders.
Casey Campbell
Senior Agent
Casey Campbell brings specialized insurance expertise to our clients, developing tailored risk management strategies that combine comprehensive coverage with competitive pricing solutions.
Rory Czapkay
Senior Agent
Rory Czapkay provides personalized insurance guidance, helping clients navigate complex coverage options to find optimal protection for their personal and business assets.
Linda Garrett
Senior Agent
Linda Garrett combines deep product knowledge with client-focused service, assisting individuals and businesses in securing appropriate insurance coverage that evolves with their changing needs.
Questions
What types of insurance do you offer?
We provide personal insurance (auto, home, motorcycle) and commercial insurance (BOP, workers comp, commercial auto) for California residents and businesses.
How can I get an insurance quote?
Request a free quote online through our website forms or call us directly at 916-415-1930 for personalized assistance.
Do you serve areas outside Roseville?
Yes, we serve Auburn, Lincoln, Rocklin, Sacramento, and surrounding California communities with both personal and business insurance solutions.
What are your business hours?
Our office operates Monday-Friday 8:00 AM - 5:00 PM. Emergency claims can be reported 24/7 using the number on your policy documents.
Can I modify my existing policy?
Yes, contact our office during business hours or use our online support center to request policy changes like adding vehicles or updating coverage.
Do you offer 24/7 customer support?
While our office isn't staffed after hours, we provide 24/7 claim reporting through dedicated phone numbers listed on policy documents and our website.
