Business Details
14 Years
experience
Your Trusted Partner for Business Financing Solutions
At Coastal Kapital, we believe collaboration is the new currency. Our mission is to fuel business growth through fast, flexible, and personalized financing solutions tailored to fit your vision. With a focus on innovation and integrity, we provide same-day funding options, competitive rates, and customized financing terms to support businesses at every stage. Our dedicated advisors work closely with entrepreneurs to understand their unique needs, offering expert guidance through every step of the funding process. We specialize in business loans, equipment financing, working capital, and vendor partnerships, designed to help companies scale smarter and stay ahead of the competition. Through our holistic financing strategy, we combine credit management, cash flow analysis, and growth metrics to deliver smarter funding decisions.Our Kapital Pulse system helps businesses understand and improve over 125 factors that impact their funding power, business health, and long-term earning potential. We are committed to building legacies through a dynamic blend of funding, fintech, mentorship, and strategic support. As a company founded on the principle that rejection should be redefined, we champion detours, second chances, and bold ideas powered by better systems. Our team has helped tens of thousands of businesses access capital through our proven methodology, which includes business credit building, funding matchmaking, and dedicated expert support. We maintain thousands of relationships with business owners, vendors, and manufacturers across the United States who value partnerships and integrity.
Services
Business Loans
Equipment Financing
Working Capital
Vendor Partnerships
Business Credit Building
Funding Matchmaking
Kapital Pulse Insights
Loan Disbursement
Credit Flexibility
Holistic Financing Strategy
Details
- Year established: 2012
Highlights and features
- We offer same-day funding options even with less-than-perfect credit
- Our team provides one-on-one expert support throughout the financing process
- We specialize in customized financing terms built to scale with your business
- We help businesses improve 125+ Kapital Pulse Factors for better funding outcomes
- We maintain nationwide vendor partnerships for comprehensive financing solutions
What people say
Fast funding
Expert support
Successful growth
Personalized solutions
Trusted partner
Services
Business Loans
Fast, flexible business loans designed to fuel growth and expansion. Our solutions provide immediate capital access without delays or bureaucratic red tape. With competitive rates and customized terms, our lending options support companies at every stage, from startups to established enterprises seeking additional working capital for strategic opportunities.
Equipment Financing
Specialized equipment financing solutions that help businesses acquire necessary machinery and tools without upfront costs. Our flexible terms allow companies to maintain cash flow while upgrading their operational capabilities. We work directly with vendors to ensure seamless transactions and rapid deployment of critical equipment for various industries.
Working Capital
Flexible working capital solutions that support day-to-day business operations and growth initiatives. Our funding options help companies manage cash flow cycles, take advantage of bulk purchasing opportunities, and invest in expansion projects. We provide rapid access to capital with terms aligned with your business's specific needs.
Vendor Partnerships
Strategic vendor partnership programs that create integrated financing solutions across key industries. Our network connects businesses with trusted equipment suppliers and service providers, offering streamlined procurement processes and favorable financing terms through established relationships with multiple vendors nationwide.
Business Credit Building
Comprehensive business credit-building programs that help separate personal and business financial profiles. Our Kapital Pulse system analyzes 125+ factors to improve your funding power and long-term financial health. We provide guidance on establishing strong credit histories that unlock better financing terms and growth opportunities for your company.
People
Kortney Farhat
CEO | Financial Visionary
With 20 years in equipment financing, Kortney Farhat is the founder of Coastal Kapital and several related financial entities. She champions growth through innovative funding solutions and leads initiatives supporting women entrepreneurs. Her expertise in redefining traditional lending models has helped thousands of businesses access capital.
Questions
What types of financing options does Coastal Kapital offer?
We provide business loans, equipment financing, working capital, vendor partnerships, and business credit-building solutions tailored to your specific needs.
How quickly can I receive funding through Coastal Kapital?
Many clients receive same-day funding after approval, with our streamlined process typically completing disbursements within 24-48 hours.
Do you work with businesses that have less-than-perfect credit?
Yes, we specialize in credit-friendly options and evaluate businesses based on multiple factors beyond traditional credit scores.
What industries does Coastal Kapital serve?
We work with businesses across various sectors including construction, restaurant equipment, towing services, and drilling operations nationwide.
How does the Coastal Kapital application process work?
Apply online in minutes, receive quick review and verification, get fast approval often same-day, then access funds directly or through your vendor.
