Commercial Coverage

Welcome to Commercial Coverage, Inc., an independent insurance agency specializing in commercial risks. We have been serving individuals and businesses in New York for over 45 years, providing quality insurance solutions and exceptional customer service. Our team of knowledgeable insurance professionals is dedicated to helping you find a policy that fits your unique needs.

Our History

Commercial Coverage, Inc. was founded in 1975 with a mission to identify risk and advise clients on methods to avoid, reduce, or insure against those exposures. Over the years, we have expanded our expertise to cover a wide range of industries, including construction, manufacturing, property owners/managers, social services, higher education, and energy. Our offices are located in New York's Hudson Valley and Capital District, allowing us to serve clients throughout the northeast and beyond.

Our Services

We offer a comprehensive range of insurance products and services designed to meet the unique needs of our clients. Our areas of expertise include:

• Commercial auto insurance: We provide coverage for vehicles used or owned by businesses, including employee vehicles and company-owned vehicles.
• Cyber liability insurance: In today's digital age, protecting your business from cyber threats is crucial. Our cyber liability insurance can help you mitigate the financial and reputational risks associated with cyber attacks.
• Construction insurance: We offer specialized coverage for construction companies, including property, liability, and workers' compensation insurance.
• Employee benefits: We provide a range of employee benefits, including self-funded and fully insured programs, to help you attract and retain top talent.
• General liability insurance: Our general liability insurance provides coverage for business owners against claims of bodily injury or property damage.
• Group health insurance: We offer group health insurance plans tailored to the unique needs of your business.
• Surety bonds: Our surety bonding services provide protection against financial loss or default.

Our Commitment

At Commercial Coverage, Inc., we are committed to providing exceptional service and ensuring that our clients are protected from unforeseen risks. We take a proactive approach to risk assessment and work closely with our clients to develop customized insurance solutions that meet their unique needs. Our goal is to build long-term relationships with our clients, providing them with peace of mind and protection against the unexpected.

Get a Quote

For a quick, accurate, and affordable quote, click on the products section to submit your request. Our team of experts will work with you to develop a customized insurance solution that meets your business needs.