State Civil Service Employees Federal Credit Union

Our Mission: Empowering Your Financial Wellbeing

At State CS Employees Federal Credit Union, we believe in more than just providing financial services. We're here to empower you to achieve your financial goals, navigate financial challenges, and thrive in every area of your life.

Who We Are

State CS Employees Federal Credit Union is a member-owned financial institution serving civil service employees, city employees of Watertown, their retirees, and their families in Clinton, Franklin, Jefferson, Lewis, and St. Lawrence counties. We are committed to providing personalized, responsive service and innovative financial solutions tailored to your unique needs.

What We Offer

We offer a comprehensive range of products and services to fit your unique financial needs, including:

• Deposit accounts: Checking, savings, money market, and youth accounts
• Loan options: Auto & recreational vehicle, personal loans, credit builder loans, home equity line of credit, and more
• Digital banking: Online and mobile banking, bill pay, and mobile apps
• Investment services: Certificates of deposit
• Insurance: Essential protection plans to safeguard your financial well-being

Our Values

Our core values guide everything we do:

• Integrity: We conduct our business with honesty, transparency, and accountability.
• Member-focus: We prioritize your needs and empower you to make informed financial decisions.
• Innovation: We embrace new technologies to enhance your financial experience.
• Community involvement: We actively support initiatives that benefit our community.

Why Choose State CS Employees Federal Credit Union?

• Personalized service: We take the time to understand your individual needs and goals.
• Competitive rates: We offer competitive interest rates on deposits and loans.
• Accessibility: We have convenient branch locations, online and mobile banking options, and surcharge-free ATMs.
• Financial expertise: Our team of experienced professionals is ready to guide you towards financial success.

Join Us Today and Experience the Difference!

Contact us today to learn more about State CS Employees Federal Credit Union and how we can help you achieve your financial goals.