Business Details
Your Trusted Community Bank for Personal & Business Needs
Park National Bank has been a trusted community banking partner for over a century, delivering personalized financial solutions to individuals and businesses. Our approach combines local decision-making with the strength of a $9.9 billion asset institution, offering a comprehensive range of services including personal and business banking, lending, investment management, and wealth planning. With 86 locations across Ohio, Kentucky, and the Carolinas, we prioritize face-to-face relationships while providing modern digital banking tools. Our team of 1,772 associates is committed to community development, having contributed $5.2 million to local organizations in 2022.We maintain the agility of a community bank while offering the resources of a larger institution, ensuring clients receive tailored financial guidance and innovative solutions. Our history of ethical service since 1908 continues through our focus on customer-centric banking and local economic growth.
Services
Personal Checking
Business Checking
Home Loans
Investment Management
Savings Accounts
Credit Cards
Wealth Planning
Digital Banking
Commercial Loans
Mortgage Services
Highlights and features
- We offer personalized banking with local decision-making authority
- Our 1,772 associates provide community-focused financial expertise
- We combine the strength of a $9.9 billion institution with local service
- We've maintained ethical banking practices since 1908
- Our digital tools complement traditional in-person banking options
Associations and certifications
- FDIC
Services
Personal Checking
Our VIP Checking accounts offer flexible banking solutions with options for monthly fee waivers through direct deposits or balance maintenance. Features include ATM fee reimbursements, personal bankers, and integrated digital tools. Customers benefit from tailored financial management while maintaining easy access to funds through extensive branch and ATM networks.
Home Loans
We provide comprehensive home financing options including purchase loans, refinancing, and HELOCs with personalized guidance from local lenders. Our programs cater to first-time buyers, veterans, and rural property purchasers through conventional, FHA, VA, and USDA loan products. Competitive rates and flexible terms help customers achieve homeownership goals while maintaining financial stability.
Investment Management
Our investment services offer tailored portfolio management and retirement planning solutions for individuals and institutions. Certified professionals provide strategic guidance on 401(k) rollovers, IRAs, and trust services. We focus on long-term wealth growth while emphasizing risk management and tax-efficient strategies through both FDIC-insured and non-insured investment products.
Business Checking
We deliver specialized business banking solutions with multiple checking options accommodating different transaction volumes and balance requirements. Features include merchant services, ACH processing, and business debit cards. Our commercial banking team provides cash management tools and lending solutions to support business growth cycles, from startup to expansion phases.
Digital Banking
Our digital platform enables 24/7 account management through mobile apps and online banking portals. Features include mobile check deposit, Zelle transfers, credit monitoring, and account alerts. Business clients access specialized tools for payroll processing, ACH transactions, and remote deposit capture while maintaining FDIC-insured fund security and fraud protection measures.
People
Matthew R. Miller
Chief Executive Officer
Matthew R. Miller leads Park National Corporation as CEO, bringing extensive banking experience and strategic vision to drive organizational growth and community impact.
David L. Trautman
Board Chair
David L. Trautman serves as Board Chair, providing governance leadership and leveraging decades of industry expertise to guide the bank's strategic direction.
Questions
What types of personal checking accounts do you offer?
We offer VIP Checking and VIP All-Access Checking accounts with features like ATM fee reimbursements, personal bankers, and digital banking tools.
Do you provide mortgage loans for first-time homebuyers?
Yes, we offer specialized first-time homebuyer programs in multiple states with down payment assistance and favorable terms for qualified applicants.
What business banking services are available?
We provide commercial checking, lending solutions, merchant services, and cash management tools tailored to businesses of all sizes.
Are my deposits FDIC insured?
Yes, deposit accounts at Park National Bank are FDIC insured up to applicable limits, protecting your funds against institutional failure.
What digital banking features do you offer?
Our digital platform includes mobile banking apps, online bill payment, Zelle transfers, credit monitoring, and business cash management tools.
