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Your Trusted Insurance Partner in Grand Island, NE
With over a century of experience, Ryder Rosacker Mc Cue & Huston stands as one of the nation's premier insurance agencies. Our Midwest-based firm serves over 5,000 individuals, families, and businesses across 48 states, delivering tailored insurance solutions that align with clients' specific needs. Our commitment to excellence is reflected in our 94% client retention rate, earned through decades of reliable service and a personalized approach that treats customers as valued partners rather than policy numbers. As a Trusted Choice Insurance Agency, we maintain rigorous standards of professionalism, offering access to multiple carriers to ensure competitive pricing and comprehensive coverage options.Our team of certified professionals brings specialized expertise across commercial, personal, and nonprofit insurance sectors, supported by ongoing education to maintain industry-leading knowledge. We distinguish ourselves through prompt claims resolution, transparent communication, and a pledge to ethical business practices that prioritize client interests at every stage.
Services
Business Owners Policy
Nonprofit Insurance
Commercial Auto
Workers Compensation
Liability Coverage
Property Insurance
Health Insurance
Life Insurance
Flood Insurance
Umbrella Policies
Highlights and features
- We offer 100+ years of combined insurance expertise across our professional team
- Our 94% client retention rate reflects consistent delivery of reliable solutions
- We provide access to multiple insurance carriers for competitive pricing options
- We maintain 24/7 emergency service availability for urgent client needs
- Our Trusted Choice Insurance Pledge guarantees ethical business practices
Services
Business Owners Policy
Our Business Owners Policy combines property and liability coverage into a comprehensive solution for small businesses. This tailored package protects against physical damage to business premises while covering third-party claims for bodily injury or property damage. Designed for companies under 25,000 square feet with annual sales exceeding $3 million, our BOP policies include structural coverage, business personal property protection, and liability safeguards against advertising injuries and product-related claims.
Nonprofit Insurance
We provide specialized insurance programs addressing the unique risks faced by nonprofit organizations. Our coverage options protect both owned and leased properties, including tenant improvements, while offering liability protection against lawsuits involving volunteers, donors, or visitors. We help nonprofits navigate workers' compensation requirements and coordinate auto insurance solutions for organizational vehicles or personal vehicles used for business purposes.
Commercial Auto Insurance
Our commercial auto policies protect businesses against financial losses from vehicle-related incidents. Coverage includes liability for bodily injury and property damage, comprehensive protection against non-collision losses, collision repair costs, and rental vehicle reimbursement. We offer flexible options that can be bundled with property insurance or purchased separately to cover business-owned, leased, or employee-operated vehicles used for company purposes.
Workers Compensation
We provide essential workers' compensation insurance covering medical expenses, disability payments, and rehabilitation costs for job-related injuries or illnesses. Our policies also include liability protection against lawsuits arising from workplace accidents. We help businesses navigate state-specific requirements and maintain compliance while ensuring comprehensive protection for both employers and employees across various industries.
Liability Coverage
Our commercial liability insurance solutions protect businesses from financial risks associated with property damage, bodily injury, and legal claims. Coverage includes general liability for premises operations, umbrella policies for catastrophic claims, and specialized liability protection for professional services. We help businesses assess their risk exposure and implement customized coverage plans that meet industry-specific requirements and regulatory standards.
People
Jay C Huston
Agent/Principal
Jay C Huston brings extensive insurance expertise as a Certified Insurance Counselor (CIC). With decades of experience in commercial risk management, he specializes in developing comprehensive insurance strategies for businesses across multiple industries.
Maureen Wagoner
Agency Manager/Principal
Maureen Wagoner oversees agency operations with a focus on client service excellence. Her leadership ensures efficient delivery of insurance solutions while maintaining the agency's commitment to personalized service and ethical business practices.
Tami Towne
Agent/Principal
Tami Towne specializes in fireworks insurance and commercial risk management. As a Certified Insurance Counselor, she provides tailored insurance solutions for unique business exposures requiring specialized coverage expertise.
Todd Price
Agent/Principal
Todd Price offers comprehensive insurance expertise with a Certified Insurance Counselor designation. He works closely with businesses to develop customized protection plans that address both standard and complex risk management challenges.
Christopher Rosacker
Agent/Principal
Christopher Rosacker provides insurance solutions for diverse business needs. As a Certified Insurance Counselor, he combines technical expertise with personalized service to help clients navigate commercial insurance requirements effectively.
Questions
What types of businesses qualify for Business Owners Policy insurance?
Most small businesses with under 25,000 square feet of space and annual sales exceeding $3 million qualify. This includes retailers, contractors, offices, restaurants, and convenience stores.
Does nonprofit insurance cover volunteer-related injuries?
Yes, our nonprofit liability insurance covers injuries to volunteers, donors, and visitors. It also protects against lawsuits related to libel, slander, or employment practices.
What does commercial auto insurance cover?
Commercial auto insurance covers liability for bodily injury and property damage, comprehensive coverage for non-collision losses, collision repair costs, and rental vehicle reimbursement for business vehicles.
Is workers' compensation insurance required for all businesses?
Requirements vary by state, but most states mandate coverage when businesses employ three or more workers. We help determine your specific requirements and ensure proper protection.
Can I customize my business insurance coverage?
Yes, we offer customizable insurance packages that combine property, liability, and specialized coverage options. Our access to multiple carriers allows tailored solutions for unique business needs.
How do I file a claim with Ryder Rosacker McCue & Huston?
File claims through our CSR24 Portal or contact our office directly. We provide 24/7 support to guide you through the claims process for prompt and fair resolution.