Business Details
50+ Years
experience
Your Trusted Insurance Partner in Lindstrom, MN
At Stein Insurance, we view clients as individuals with unique needs rather than numbers. Our commitment to excellence, integrity, and continuous improvement is reflected in every interaction. We pride ourselves on being a trusted partner in securing your future, offering personalized insurance solutions for both personal and commercial needs. As an independent agency, we compare options from multiple carriers to ensure you receive the best value. Our team prioritizes building lasting relationships through transparency, expertise, and a deep understanding of local market needs.With a legacy dating back to 1927, we combine generational experience with innovative approaches to simplify the insurance process. Our family-owned business fosters a culture of accountability, empowering employees to deliver exceptional service. We specialize in tailoring coverage that evolves with your life or business, ensuring peace of mind for our clients.
Services
Homeowners Insurance
Personal Auto Insurance
Commercial Property Insurance
Workers Compensation
Personal Umbrella
Term Life Insurance
Cyber Insurance
Recreational Vehicles Insurance
General Liability
Surety Bonds
Details
- Year established: 1927
Highlights and features
- We offer over 95 years of combined insurance expertise with fourth-generation ownership.
- Our team holds industry-leading designations including CPCU, CIC, and CLCS.
- We provide independent agency access to multiple carriers for optimal rate comparisons.
- Our proactive policy reviews ensure coverage evolves with your changing needs.
- We maintain a local focus with deep community ties in Minnesota and Wisconsin.
What people say
Great, knowledgeable people
Top customer service
Helped save money
Professional and thorough
Family-owned trust
Services
Homeowners Insurance
Protect your largest investment with customized homeowners insurance that covers fire, theft, and liability risks. Our policies adapt to your property's unique needs while ensuring competitive pricing through multiple carrier partnerships. We prioritize quick claims resolution and comprehensive protection for Minnesota and Wisconsin residents.
Commercial Property Insurance
Safeguard your business assets with coverage for buildings, equipment, and inventory against fire, theft, and natural disasters. We offer business income protection to maintain financial stability during disruptions, tailored specifically for Minnesota-based operations.
Personal Umbrella Insurance
Extend liability protection beyond standard policies with umbrella insurance that covers legal fees and major claims. Starting at $1 million in coverage, this service protects personal assets from lawsuits related to auto, home, or other incidents.
Workers Compensation
Meet legal requirements while protecting employees with comprehensive workers' compensation insurance. We provide tailored solutions for Minnesota and Wisconsin businesses, including claims management support and compliance guidance for employers.
Term Life Insurance
Secure your family's financial future with term life policies that cover mortgage payments, education costs, and living expenses. Our advisors help determine appropriate coverage amounts to protect dependents in case of unexpected loss.
People
Megan Carroll
President
Megan Carroll leads Stein Insurance as fourth-generation owner with expertise in risk management and insurance operations. She holds CPCU and CIC designations, focusing on strategic growth while maintaining personalized client relationships.
Michael Corradi
Executive Vice President
Michael Corradi oversees operations as Executive Vice President, bringing extensive commercial insurance experience. His CLCS designation supports his role in developing business solutions while continuing the family legacy of service excellence.
Margaret Stein-Corradi
Senior Vice President
Margaret Stein-Corradi built the commercial insurance division with her expertise in marketing and carrier negotiations. Holding CPCU and CIC credentials, she expanded services while maintaining the agency's core values of integrity and client focus.
Susan Engquist
SVP Accounting & Operations
Susan Engquist manages financial operations with CIC and CISR certifications. Her leadership ensures efficient service delivery while maintaining the agency's commitment to transparency and client satisfaction through accurate policy administration.
Jason Mork
VP Advisor
Jason Mork provides insurance advisory services with a focus on client education. He helps individuals and businesses understand coverage options while emphasizing the agency's tradition of personalized service and community involvement.
Questions
What types of insurance do you offer?
We provide homeowners, auto, life, commercial property, liability, workers' compensation, umbrella, and specialty insurance for recreational vehicles and cyber risks.
How can you help me save money on insurance?
As an independent agency, we compare rates across multiple carriers to find competitive pricing while maintaining coverage quality tailored to your specific needs.
Do you specialize in any particular industries?
We have expertise in construction, manufacturing, self-storage facilities, and trades businesses, along with comprehensive personal insurance for Minnesota and Wisconsin residents.
How do you handle insurance claims?
Our team provides personalized claims support, leveraging local knowledge to ensure timely resolution while advocating for your best interests throughout the process.
Are you locally owned?
Yes, we're a fourth-generation family-owned agency based in Lindstrom, Minnesota, serving clients throughout Minnesota and Wisconsin with community-focused service.
What makes Stein Insurance different?
Our combination of generational expertise, independent carrier access, and personalized service creates tailored solutions that prioritize long-term client relationships over transactional interactions.
