Business Details
50+ Years
experience
Your Trusted Partner for Community Banking Solutions
Since 1969, Park View Federal Credit Union has been dedicated to serving communities through neighbor-focused financial solutions. As a not-for-profit cooperative, we prioritize member ownership, where one member's savings fund another's loan, fostering shared financial success. Our heritage began at Eastern Mennonite University, evolving from a volunteer-driven savings program to a full-service credit union with a commitment to integrity, financial wellness, and community impact. Governed by a volunteer board and professional staff, we offer personalized services including checking accounts, loans, mortgages, and investment options. Our values emphasize confidentiality, accountability, and tailored support, ensuring members receive competitive rates and innovative financial tools.With a modern logo symbolizing innovation and warmth, we blend tradition with contemporary banking convenience. Our board members bring diverse expertise in finance, education, and community leadership, reflecting our dedication to local decision-making. We serve Harrisonburg, Rockingham County, and partner organizations, providing services like high-yield checking, auto loans, and home equity lines of credit. Through programs like Electrum Checking, members earn up to 5.00% APY while accessing fee-free overdraft protection and early direct deposit access. Our mortgage team offers fixed-rate, FHA, VA, and jumbo loans, alongside refinancing options to meet diverse homeownership needs.
Services
Checking Accounts
Auto Loans
Mortgage Loans
Credit Cards
Savings Accounts
Details
- Year established: 1969
Highlights and features
- Community-focused, member-owned cooperative since 1969
- Personalized financial solutions with local decision-making
- Competitive rates on checking, loans, and mortgage products
- Fee-free overdraft protection and early direct deposit access
- Diverse board expertise in finance, education, and community leadership
Associations and certifications
- NCUA
What people say
Friendly and professional staff
Competitive rates on checking
Easy mortgage process
Innovative Electrum Checking
Community-focused service
Services
Electrum Checking
Electrum Checking combines traditional checking convenience with high-yield savings benefits. Members earn up to 5.00% APY on balances up to $10,000 through tiered engagement levels requiring debit card usage and direct deposits. Features include free overdraft transfers, mobile banking, and loan rebates for auto and home equity products.
Auto Loans
Auto loans offer fixed rates starting at 3.24% APR for terms up to 84 months. Available for new/used vehicles with up to 130% financing, including refinancing options. Benefits include credit insurance add-ons and Loan Rewards program for Electrum Checking holders.
Mortgage Loans
Mortgage solutions include fixed-rate, adjustable-rate, FHA, VA, and jumbo loans. Features competitive rates, low down payment options, and refinancing for equity access. USDA loans available for rural properties with specialized underwriting support.
Credit Cards
Credit cards provide contactless payments, zero fraud liability, and mobile wallet integration. Options include cash-back rewards and credit-building cards with competitive APRs. Available to non-members with no application fees.
Business Checking
Business Checking accounts offer no monthly fees, free debit cards, and cash management tools. Features include free bill pay, coin counting, and notary services. Tailored options for nonprofits and corporations with tiered transaction allowances.
People
Ed Yoder
Board Chair
CPA and PBMares, LLP Manager with expertise in accounting and community leadership. Serves on multiple local boards including Rockingham County Rotary Club and Massanutten Regional Library.
Randy Seitz
Vice Chair
President and COO of LDD Blueline, Inc. with architectural expertise. Active in community organizations like VMRC and Ridgeway Mennonite Church, emphasizing financial stewardship.
Heidi Derstine
Treasurer
CPA and James Madison University lecturer specializing in financial accounting. Combines academic experience with nonprofit board service, focusing on fiscal responsibility and community development.
Daniel Kvitko
Secretary
Senior Network Administrator at United Bank with IT and ministry expertise. Active in Crosslink Community Church and holds advanced degrees in computer science and Christian ministry.
Chris Lasam
Board Member
CFO of Truck & Equipment Corp. with public accounting background. Recognized as 2024 Top 10 Under 40 business leader by Daily News-Record, focusing on youth sports coaching and finance committees.
Questions
What types of checking accounts do you offer?
We offer Electrum High-Yield Checking with tiered APYs up to 5.00%, Business Checking with no monthly fees, and Heritage Checking for nonprofits.
Can I apply for a loan online?
Yes, apply online for auto loans, mortgages, and personal loans. Pre-approval options available with decisions within 60 days.
Do you offer mortgage refinancing?
Yes, we provide mortgage refinancing options to lower payments, adjust terms, or access home equity with competitive rates.
Are there fees for credit card usage?
No application fees for credit cards. Enjoy zero fraud liability and contactless payment options with Elan Financial Services.
How does the Electrum Checking loan rebate work?
Electrum members earn 5% quarterly rebates on auto loan interest by meeting monthly debit card and direct deposit requirements.
What areas do you serve?
We serve Harrisonburg, Rockingham County, and partner organizations across Virginia with local decision-making and community focus.