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36 Years
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Emergency
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Your Trusted Insurance Partner in Niceville, FL
Our agency has been a cornerstone in the Niceville community for over thirty years. As a second-generation State Farm agent, I bring deep experience and dedication to helping neighbors secure comprehensive insurance coverage. We offer a wide array of plans including auto, home, life, and health insurance tailored to individual needs. Our team prides itself on personalized service, ensuring clients receive optimal protection at competitive rates.

With a focus on local communities like Freeport, Crestview, and Destin, we combine decades of expertise with a commitment to staying ahead of evolving insurance landscapes. Our goal has always been to provide peace of mind through reliable coverage and exceptional customer support.
Services
Auto Insurance Homeowners Insurance Life Insurance Renters Insurance Business Insurance Pet Insurance Boat Insurance RV Insurance Personal Articles Insurance Condo Insurance
Details
  • Year established: 1990
Highlights and features
  • We've provided personalized insurance solutions for over 30 years in Niceville
  • Second-generation State Farm agent with specialized local market knowledge
  • We offer comprehensive coverage reviews and competitive price comparisons
  • Our team responds to claims and inquiries 24/7
  • Active community involvement through organizations like Toys for Tots
What people say
Saved $30 monthly on same coverage Quick response to home insurance inquiries Professional and caring service Top-notch team support Military relocation made seamless
Services
Auto Insurance
We provide comprehensive auto insurance solutions protecting drivers against financial loss from accidents, theft, or natural disasters. Our policies include liability coverage, collision protection, and uninsured motorist options. With personalized consultations, we help identify optimal coverage levels while maximizing available discounts for safe drivers and multi-policy holders.
Homeowners Insurance
Our homeowners insurance policies safeguard against structural damage, personal property loss, and liability claims. Coverage includes protection from fire, storms, and vandalism with customizable options for high-value items. We specialize in creating tailored policies for Florida's unique risks while helping clients understand deductible choices and coverage limits.
Life Insurance
We offer term and whole life insurance solutions to protect families financially in case of unexpected death. Policies provide income replacement, debt coverage, and future expense planning. Our team explains policy nuances including premium structures, death benefits, and cash value accumulation to help clients make informed decisions.
Renters Insurance
This essential protection covers personal belongings against theft, fire, or water damage for renters. We provide affordable policies with liability protection and additional living expense coverage. Our specialists explain policy details including coverage limitations and add-ons for high-value items like electronics or jewelry.
Business Insurance
Our business insurance packages protect companies from operational risks including property damage, liability claims, and business interruption. We offer customizable policies for Florida's small businesses covering equipment, inventory, and liability exposures. Our team helps identify industry-specific risks and create cost-effective protection strategies.
People
Bo Burns
State Farm Agent
Second-generation insurance professional with over 30 years serving Niceville. Active community member supporting Toys for Tots and Mattie Kelly Arts Foundation. Specializes in personalized policy reviews and comprehensive risk assessment.
Nicole Armantrout
Insurance Account Representative
Licensed insurance expert with extensive experience in auto, home, and commercial policies. Recognized for exceptional customer service and quick response times. Holds license #W028688 for Florida insurance services.
Questions
What types of insurance do you offer?
We offer auto, home, life, health, pet, renters, business, boat, and RV insurance with customized coverage options for Florida residents.
Can I get a quote online?
Yes, start a personalized quote online or contact us directly for immediate assistance with policy comparisons and coverage recommendations.
How do I file an insurance claim?
File claims through our website or by phone. Our team provides immediate support with documentation requirements and claim processing timelines.
Are there 24/7 customer service options?
We offer 24-hour claim reporting and policy inquiries. Emergency roadside assistance is available through State Farm's network partners.
What discounts are available?
We offer multi-policy, safe driver, home safety feature, and loyalty discounts. Our team reviews all applicable savings opportunities during coverage consultations.
Do you serve areas outside Niceville?
Yes, we serve Freeport, Crestview, Destin, Fort Walton Beach, and surrounding Florida communities with local knowledge-based insurance solutions.