Business Details
29 Years
experience
Your Trusted Mortgage Brokers in Twin Falls, ID
Premier Mortgage Resources is a premier group of experienced home loan professionals dedicated to providing exceptional customer service and mortgage expertise. With over 50 years of combined experience, our team includes licensed loan officers and specialists who focus on delivering low rates, efficient loan processes, and comprehensive education to empower informed homebuying decisions. We offer a wide range of loan programs, including Conventional, FHA, USDA, VA, and Idaho Housing Loans, tailored to first-time buyers, relocating families, self-employed individuals, and high-value property purchasers.Our proprietary Xcelerated Underwriting process ensures pre-approval clarity, while our in-house processing and underwriting guarantee faster closings and responsive client support. Committed to community impact and ethical lending, we prioritize transparency, personalized guidance, and long-term client relationships to help families achieve homeownership goals.
Services
Mortgage Loans
Loan Programs
Xcelerated Underwriting
In-House Processing
Homeownership Education
Details
- Year established: 1997
Highlights and features
- We offer 50+ years of combined mortgage lending experience.
- Our Xcelerated Underwriting process provides pre-approval clarity.
- We specialize in diverse loan programs for unique buyer needs.
- In-house processing ensures faster closings and responsive support.
- Our team prioritizes transparency, education, and ethical lending.
What people say
Best experience hands down
Super easy smooth process
Went above and beyond
Quick responses
Highly recommended
Services
Fixed Rate Mortgages
Fixed rate mortgages provide consistent monthly payments with interest rates that remain unchanged for the loan term. Available in 10-30 year terms, these loans offer predictability and protection against market fluctuations. Ideal for long-term homeowners seeking financial stability.
Adjustable Rate Mortgages
Adjustable rate mortgages feature initial fixed-rate periods followed by market-driven adjustments. Lower initial rates make them suitable for short-term homeowners. Caps limit rate changes, balancing affordability with risk management for borrowers anticipating income growth.
VA Home Loans
VA loans offer zero-down payment options and favorable terms for eligible veterans and military families. Backed by the Department of Veterans Affairs, these loans provide reduced closing costs and no prepayment penalties, supporting accessible homeownership for service members.
FHA Loans
FHA loans cater to first-time buyers with low down payments and flexible credit requirements. Insured by the Federal Housing Administration, these loans enable affordable entry into homeownership while maintaining competitive interest rates for qualifying borrowers.
Xcelerated Underwriting
Xcelerated Underwriting provides pre-approval by in-house underwriters before property selection. This process enhances buying power, reduces closing timelines, and offers peace of mind through early risk assessment, streamlining the path to homeownership for proactive buyers.
People
Cliff Jaro
Branch Manager/Team Leader
Cliff Jaro brings decades of mortgage expertise as a licensed loan officer and team leader. With NMLS #5499, he specializes in guiding clients through complex loan scenarios while maintaining a focus on ethical lending practices and customer education.
Marety Jaro
Branch Manager/Team Leader
Marety Jaro, licensed loan officer with NMLS #5604, offers personalized mortgage solutions for diverse buyer profiles. Her approach emphasizes clear communication, timely responses, and tailored guidance to simplify the home financing process for clients.
Mary Ralls
Licensed Loan Officer Assistant
Mary Ralls supports the Jaro Team as a licensed loan officer assistant, coordinating loan processing and client communications. With over 50 combined years of team experience, she ensures smooth transactions through meticulous attention to documentation and timelines.
Questions
What types of mortgage loans do you offer?
We provide Conventional, FHA, USDA, VA, Idaho Housing, and jumbo loans, along with adjustable and fixed-rate options tailored to diverse buyer needs.
How does your Xcelerated Underwriting process work?
Our proprietary system allows pre-approval by in-house underwriters before property selection, ensuring stronger buying power and faster closings through early risk assessment.
Can you help buyers with unique financial situations?
Yes, our team specializes in non-traditional scenarios including self-employed buyers, relocation cases, and complex income structures requiring customized loan solutions.
What areas do you serve?
We operate in Idaho, Arizona, California, Florida, Nevada, and Texas, with state-specific licensing to support local market expertise across multiple regions.
Are your mortgage rates competitive?
We guarantee low rates through in-house processing, volume pricing, and partnerships with industry leaders, ensuring cost-effective solutions for all loan programs.