Business Details
50+ Years
experience
Your Trusted Insurance Partner in Logan, WV
Bray & Oakley Insurance Agency has been a trusted provider of comprehensive insurance solutions since 1920. As a family-owned and operated agency with six offices across West Virginia and Kentucky, we specialize in personal and commercial insurance, including auto, home, business, life, and health coverage. Our team of experienced professionals is dedicated to delivering personalized service, leveraging strategic partnerships with top-tier carriers to offer competitive pricing and tailored risk management solutions.With over a century of experience, we prioritize client satisfaction through transparent communication, local expertise, and a commitment to community involvement. Our accolades, including 1877 Club status with Farmers & Mechanics Insurance Company, reflect our dedication to excellence in the industry.
Services
Auto Insurance
Home Insurance
Business Insurance
Life Insurance
Flood Insurance
Condo Insurance
Mobile Home Insurance
Rental Property Insurance
Umbrella Insurance
Health Insurance
Details
- Year established: 1920
Highlights and features
- We have over 100 years of experience in the insurance industry.
- Our team provides personalized insurance solutions tailored to your needs.
- We maintain strategic partnerships with top-tier insurance carriers.
- Our local expertise ensures coverage that aligns with regional risks.
- We prioritize transparent communication and client satisfaction.
What people say
Quick to respond
Very helpful
Professional manner
Highly recommend
Excellent outcome
Services
Auto Insurance
Auto Insurance protects drivers against financial loss from accidents, theft, or damage. We offer policies tailored to individual needs, including liability, collision, and comprehensive coverage. Our team compares top carriers to ensure competitive rates and customized protection for all drivers.
Home Insurance
Home Insurance safeguards homeowners against damage to property and belongings from events like fire, storms, or vandalism. We provide policies covering repair costs, liability claims, and additional living expenses. Our experts help clients select coverage that aligns with their home's value and regional risks.
Business Insurance
Business Insurance protects companies from financial risks such as property damage, liability claims, and operational disruptions. We offer tailored policies including general liability, property insurance, and workers' compensation. Our solutions ensure businesses maintain continuity and compliance with industry-specific regulations.
Life Insurance
Life Insurance provides financial support to beneficiaries upon the policyholder's death. We offer term and permanent policies to meet long-term needs, including income replacement, debt coverage, and estate planning. Our advisors help clients select options that align with their family's future security goals.
Flood Insurance
Flood Insurance covers property damage from flooding, which standard home policies exclude. We provide policies through the National Flood Insurance Program and private carriers, ensuring protection for homes and businesses in high-risk areas. Our team assists with risk assessment and policy customization.
People
P. Clinton Winter
President
P. Clinton Winter leads Bray & Oakley Insurance Agency with over four decades of industry experience. He oversees strategic growth and maintains the agency's commitment to personalized service. His leadership ensures continued adherence to the agency's founding values of integrity and client focus.
Michael Winter
Vice President
Michael Winter serves as Vice President, managing day-to-day operations and client relations. With extensive knowledge of commercial insurance, he ensures businesses receive tailored risk management solutions. His focus on innovation and service excellence drives the agency's ongoing success.
Carrol Craft
Chief Operations Officer
Carrol Craft oversees operational efficiency and team development at Bray & Oakley. With expertise in insurance compliance and process optimization, she ensures seamless service delivery. Her leadership fosters a culture of accountability and continuous improvement across all agency functions.
Danny Crum
Sales Manager
Danny Crum leads the agency's sales initiatives, focusing on expanding client relationships and carrier partnerships. His deep understanding of personal and commercial insurance products ensures clients receive competitive, comprehensive solutions. He prioritizes ethical sales practices and long-term client trust.
Claude Singleton
Office Manager
Claude Singleton manages office operations in Lexington, ensuring efficient administrative and client service processes. His attention to detail and commitment to organizational excellence support the agency's goal of providing timely, accurate insurance solutions to clients in central Kentucky.
Questions
How do I get an insurance quote?
Contact us via phone or our online form to speak with an agent who will assess your needs and provide a customized quote.
What areas do you serve?
We serve West Virginia and Kentucky, with offices in Logan, Chapmanville, Weston, Pikeville, Richmond, and Lexington.
What types of insurance do you offer?
We provide auto, home, business, life, health, flood, and umbrella insurance, along with specialized commercial coverage.
Can I manage my policy online?
Yes, we offer online tools for policy management, claims reporting, and billing through our secure client portal.
How do I file a claim?
Report claims immediately via phone or our website, and our team will guide you through the process step-by-step.
Are there discounts available?
We offer multi-policy, safety feature, and loyalty discounts to help reduce premiums while maintaining comprehensive coverage.
