Business Details
Your Trusted Partner for Mortgage and Loan Solutions
At First Choice Lending, we are committed to building lifelong client relationships through a responsive, knowledgeable approach to mortgage lending. Our foundation rests on integrating people, technology, and business practices to deliver tailored lending solutions. With over two decades of experience, we specialize in guiding clients through home purchases, debt consolidation, and mortgage refinancing.Our team of experts prioritizes transparency and personalized service, ensuring clients receive optimal loan products. We operate with a cooperative spirit, adhering to core values that drive our success in the lending industry. Our three California locations serve San Fernando, Downey, and Reseda communities, providing accessible expertise for all lending needs.
Services
Traditional Loans
Reverse Mortgage
VA Loans
FHA Loans
Jumbo Loans
Private Funding
Highlights and features
- We offer over 20 years of mortgage lending experience
- Our team provides personalized loan guidance and support
- We offer diverse loan products for all financial situations
- Our process combines technology with human expertise
- We maintain a client-for-life relationship philosophy
Associations and certifications
- California Department of Real Estate (License #322768)
What people say
Dream of owning a home
Exceptional service
Knowledgeable approach
Responsive agents
Perfect loan
Services
Traditional Loans
Our traditional mortgage products include 30-year, 15-year, and adjustable-rate (ARM) options. These loans suit buyers with stable income seeking predictable payments. Our experts help determine the optimal term and rate structure based on individual financial situations.
VA Loans
Specialized mortgage solutions for military personnel and veterans offering up to $1,000,000 financing. These government-backed loans feature competitive rates and reduced down payment requirements. Our team handles all VA-specific documentation and compliance requirements.
Reverse Mortgage
We provide fixed-rate and adjustable-rate reverse mortgage options for homeowners aged 62+. These products convert home equity into tax-free funds while allowing borrowers to remain in their homes. Our counselors explain all eligibility requirements and financial implications.
FHA Loans
Federal Housing Administration-insured loans designed for first-time buyers with lower credit scores or limited down payment capacity. Our specialists guide applicants through the FHA approval process and help meet minimum property standards.
Private Funding
Non-traditional financing options with flexible income verification requirements. These products serve borrowers with unique financial situations needing expedited approval. Our underwriters evaluate each case based on asset strength and repayment capacity.
Questions
What types of loans do you offer?
We offer traditional 30-year/15-year loans, VA loans up to $1M, FHA loans, jumbo loans, reverse mortgages, and private funding options with no income requirements.
How do you help clients through the lending process?
Our experienced loan officers provide personalized guidance from application to closing, explaining all options and requirements while leveraging technology for efficiency.
Where are your offices located?
We have three California locations: San Fernando (1027 N. Maclay Ave), Downey (8141 E. 2ND St Suite 603), and Reseda (19315 Saticoy St Unit L).
What documents are needed for application?
We require standard documentation including ID, income verification, asset statements, and property information. Our one-page application simplifies the initial process.
Do you offer financing options for first-time homebuyers?
Yes, we specialize in FHA loans for first-time buyers and traditional products with competitive rates for all home purchase scenarios.
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