Business Details
Your Member-Owned Financial Partner in Oregon & Washington
We are OCCU, a member-owned, not-for-profit financial cooperative serving Oregon and Washington. Founded on the principle of people helping people, we prioritize member needs over shareholder profits. Our services include savings accounts, loans, insurance, and investment solutions designed to enhance financial wellness. We operate with a commitment to community impact, reinvesting profits into member benefits and local initiatives. With over 75,000 members, we combine competitive rates, low fees, and personalized service to empower individuals and businesses.Our video teller technology and 24/7 ATMs ensure convenience without compromising security. Through the OCCU Foundation, weve contributed over $500,000 to community health and wellness programs. Our teams dedication to tenacity, humility, and generosity drives every decision. As a credit union, member deposits fund loans that help others achieve financial goals, creating a cycle of mutual success. We remain focused on enriching lives through innovative financial solutions and community partnerships.
Services
Savings Accounts
Certificate Accounts
Mortgage Loans
Auto Loans
Credit Cards
Personal Loans
Insurance Services
Investment Services
Video Teller Access
24/7 ATMs
Highlights and features
- We are a not-for-profit cooperative focused on member financial wellness.
- Our profits are reinvested into lower loan rates and higher savings yields.
- We offer 24/7 access through secure ATMs and video teller technology.
- Our community initiatives have funded over $500,000 in local programs.
- We provide personalized service with a commitment to transparency and trust.
Services
Savings Accounts
Our savings accounts offer competitive Annual Percentage Yields up to 3.75%, helping members grow their money securely. These accounts provide easy access to funds while earning interest. Designed for short-term goals and emergency funds, they feature low fees and digital banking tools for convenient management.
Auto Loans
We provide auto loans with Annual Percentage Rates starting at 12.99% for new and used vehicle purchases. Our flexible terms accommodate various credit profiles while maintaining affordability. Members benefit from personalized loan counseling and quick approval processes to get them on the road faster.
24/7 ATMs
Our enhanced ATMs offer round-the-clock access to cash withdrawals, deposits, and balance checks. Located across Oregon and Washington, these secure kiosks support transactions without requiring an ATM card. Video teller service expands functionality during extended hours for added convenience.
Insurance Services
We offer comprehensive insurance solutions including auto, home, and life coverage to protect members' financial security. Our team provides personalized policy recommendations and claims support. These services ensure members maintain protection while focusing on long-term wealth building.
Video Teller Service
This service enables real-time teller assistance through secure video connections at branches and ATMs. Available 7:30 AM-6 PM Monday-Friday and 9:30 AM-4 PM Saturday, it combines convenience with human interaction. No ATM card is required, just a photo ID for secure access.
Questions
How do I become an OCCU member?
Membership requires opening a savings account with a $25 minimum deposit. You must live, work, worship, or attend school in Oregon or Washington counties we serve.
What loan types does OCCU offer?
We provide auto loans, mortgages, home equity loans, personal loans, credit cards, and business financing solutions with competitive rates and flexible terms.
Are there fees for checking accounts?
Our Remarkable Checking account offers no monthly maintenance fees and includes up to 25 transactions per month with free online bill pay.
How does OCCU support local communities?
Through the OCCU Foundation, we've donated over $500,000 to local health, education, and wellness initiatives while offering financial literacy programs.
Can I access accounts outside business hours?
Yes, our enhanced ATMs operate 24/7 and video teller service is available Monday-Friday 7:30 AM-6 PM and Saturday 9:30 AM-4 PM.
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