Business Details
Your Trusted Insurance Partner in Lynn, MA
David E. Zeller Insurance Agency is an independent insurance provider dedicated to delivering tailored coverage solutions for individuals and businesses across Massachusetts. With access to over 40 nationally recognized insurance carriers, we prioritize client needs by offering competitive pricing, comprehensive benefits, and personalized service. Our team of specialists works collaboratively to address insurance concerns, ensuring clients receive optimal protection for auto, home, life, health, and commercial policies.We emphasize transparency, proactive risk management, and long-term client relationships, aiming to eliminate coverage gaps and simplify insurance processes. Our commitment to leveraging technology and maintaining a detailed disaster preparedness plan ensures reliable support for clients in both routine and emergency situations.
Services
Auto Insurance
Homeowners Insurance
Business Owners Policy
Workers Compensation
Renters Insurance
Highlights and features
- Access to over 40 top-rated insurance providers for competitive pricing
- Dedicated team of specialists for personalized service
- Tailored insurance packages for unique personal and commercial needs
- Proactive approach to identifying and addressing coverage gaps
- Annual policy reviews to ensure evolving needs are met
What people say
Personalized service
Comprehensive coverage
Dedicated team
Tailored solutions
Proactive approach
Services
Auto Insurance
We provide auto insurance policies covering liability, collision, comprehensive damage, and uninsured motorist protection. Our plans safeguard against accidents, theft, and natural disasters while offering flexible deductibles. Clients benefit from competitive rates through our partnerships with multiple carriers.
Homeowners Insurance
Our homeowners insurance covers structural damage, personal belongings, and liability claims. Policies include protection against fire, storms, and vandalism, with optional endorsements for high-value items like jewelry. Annual reviews ensure coverage adapts to property value changes.
Business Owners Policy
Tailored BOP solutions combine property, liability, and business interruption coverage for small to mid-sized enterprises. We customize policies for industries like restaurants, garages, and apartments, with add-ons for equipment breakdown and signage protection.
Workers Compensation
Mandatory for Massachusetts employers, our workers' comp policies cover medical expenses and lost wages for workplace injuries. We offer industry-specific programs to reduce premiums and provide proactive risk management strategies for safer workplaces.
Renters Insurance
Renters insurance safeguards personal property against fire, theft, and water damage. Policies include liability coverage for accidents in rental units and additional living expenses if displacement occurs. We help clients determine optimal coverage based on inventory assessments.
People
David E. Zeller
Consultant
With decades of experience in the insurance industry, David E. Zeller founded the agency to provide personalized coverage solutions. He specializes in identifying unique client needs and leveraging partnerships with 40+ carriers to deliver cost-effective policies.
Kristina Elmstrom
Agency Manager
Kristina Elmstrom oversees daily operations and client relations. Her focus on customer satisfaction ensures seamless policy management and prompt resolution of claims, maintaining the agency's reputation for exceptional service.
Evan Silverio
President & CEO
Evan Silverio leads strategic growth initiatives while maintaining a hands-on role in client consultations. His expertise in commercial insurance helps businesses mitigate risks and optimize coverage structures.
Mary Ellen Goodwin
Commercial Lines Account Manager
Mary Ellen Goodwin specializes in commercial insurance, assisting businesses with BOP policies, liability coverage, and risk assessment. Her proactive approach ensures clients remain protected against evolving industry challenges.
Julia Argoro
Account Manager
Julia Argoro manages personal insurance accounts, guiding clients through policy selections and annual reviews. Her attention to detail ensures coverage aligns with clients' lifestyles and financial goals.
Questions
How can I lower my insurance premium?
Increasing your deductible or bundling multiple policies can reduce premiums. Our agents help identify cost-saving opportunities without compromising coverage quality.
What does homeowners insurance not cover?
Standard policies exclude flood, earthquake, and normal wear-and-tear damage. Additional endorsements or separate policies are available for these risks.
Why choose an independent agency?
We offer unbiased comparisons across 40+ carriers, ensuring you receive competitive rates and tailored coverage that aligns with your specific needs.
Do I need workers' compensation insurance?
Yes, Massachusetts law requires it for all employers. We provide customized plans to protect both employees and business assets from workplace injury-related costs.
How do I determine renters insurance coverage?
Conduct a home inventory of belongings and consult our agents to assess liability limits. We recommend coverage equal to the total value of your possessions.
What happens if my car is totaled?
If repair costs exceed your vehicle's value, the insurance company will issue a settlement check for the car's pre-accident value, minus your deductible.
