Business Details
50+ Years
experience
Your Trusted Community Credit Union in Ashley, ND
Established in 1949, Hometown Credit Union has dedicated over seven decades to serving our members with secure, member-owned financial solutions. As a community-focused institution, we provide federally insured savings accounts, competitive loan options, and personalized banking services designed to meet diverse financial needs. Our commitment to member satisfaction drives our cooperative structure, ensuring every decision prioritizes your financial well-being.We offer 24/7 access to ATMs and digital banking tools while maintaining in-person support through multiple North Dakota locations. With a focus on trust, transparency, and local expertise, we empower members to achieve their financial goals through tailored guidance and reliable service.
Services
Savings Accounts
Checking Accounts
Home Equity Lines
Consumer Loans
Commercial Lending
IRAs
Credit Cards
Mobile Banking
Notary Services
ATM Access
Details
- Year established: 1949
Highlights and features
- Serving members since 1949 with proven financial expertise
- Member-owned cooperative prioritizing your financial success
- 24/7 ATM access at all branch locations
- Federally insured deposits up to $250,000 through NCUSIF
Associations and certifications
- National Credit Union Share Insurance Fund (NCUSIF)
Services
Savings Accounts
Our savings accounts offer competitive dividend rates with secure, federally insured deposits. Members benefit from flexible options including standard savings, Christmas Club accounts, and IRAs. As a member-owned cooperative, we prioritize your financial growth through transparent terms and no hidden fees.
Home Equity Lines
Home Equity Lines of Credit provide flexible financing for home improvements, vehicle purchases, or debt consolidation. With competitive rates and personalized terms, our HELOCs leverage your home's equity to support major financial needs while maintaining affordability and accessibility.
Consumer Loans
We offer tailored consumer loans for vehicles, RVs, boats, and mobile homes. Our local lending experts provide personalized guidance to match your borrowing needs with favorable terms. As a community credit union, we focus on practical solutions that align with your financial capacity.
Mobile Banking
Our mobile banking platform enables secure account management 24/7. Features include mobile check deposit, Zelle transfers, card controls via CardValet, and real-time balance tracking. Designed for convenience without compromising security, our digital tools integrate seamlessly with in-branch services.
Commercial Lending
Commercial lending solutions support local businesses with tailored financing options. Our experienced lenders understand regional economic dynamics, offering competitive rates and flexible terms. From startup capital to expansion funding, we partner with businesses to drive sustainable growth in our communities.
Questions
What services does Hometown Credit Union offer?
We provide savings/checking accounts, HELOCs, consumer/commercial loans, credit cards, IRAs, mobile banking, and 24/7 ATM access across North Dakota.
Are my deposits insured at Hometown Credit Union?
Yes, all deposits are federally insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF).
How can I access my account outside business hours?
Use our 24/7 ATMs at all branch locations or our secure online/mobile banking platform for account access anytime.
What makes Hometown Credit Union different from banks?
As a member-owned cooperative, we return profits to members through better rates and lower fees compared to traditional banks.
Do you offer financing for vehicle purchases?
Yes, we provide competitive financing options for new/used vehicles, RVs, boats, and mobile homes with personalized lending support.
Where are your branch locations?
We serve Ashley, Kulm, Hazelton, Lincoln, and Medina, ND with full-service branches featuring drive-up windows and 24-hour ATMs.