Hines Life

Hines Life Insurance has been successfully meeting the needs of our clients since 1992. We believe that insurance is a vital part of your family's protection, needed at a time when your family may be experiencing a loss of income due to work-related injuries, a serious health issue, or the untimely loss of a loved one. Our aim is to develop long-term relationships with our clients so that we can provide them with the service, support, and guidance they need to protect them during changes in their lives. Our dedicated agents also specialize in annuities, 401k, 403b rollovers and retirement planning. We are committed to bringing you peace of mind by offering quality products and personalized service, helping you to achieve your goals.

Services

At Hines Life Insurance, we offer a variety of services to cater to your insurance needs. Whether you're looking for term, whole life, or universal life insurance, we have the expertise and resources to help you make an informed decision. We also provide Roth and Traditional IRA plans to help you start your tax-deferred retirement today. If you're changing jobs, we can assist you in rolling over your 401k or 403b and keeping them growing. Additionally, we offer health, disability, and voluntary benefits for owners and employees to protect your income by protecting your most valuable asset, your health.

Medicare Supplement Insurance

Are you considering Medicare supplement insurance? We can help you navigate the various plans available and answer your questions about which plan is right for you. Do you qualify for a Special Enrollment? When should you sign up? Our experienced agents can provide you with the guidance and support you need to make the best decision for your health and financial security.

Dental and Vision Insurance

We understand the importance of maintaining good oral and visual health. That's why we offer dental and vision insurance plans through our trusted partners. With an Individual Vision Plan from VSP, you'll get quality vision care from a doctor you'll love, personalized care at low out-of-pocket costs, and stylish eyewear you want! For dental insurance, we offer plans with next-day coverage and no waiting periods on most plans. There are no enrollment fees with any plan, and preventive visits, such as exams and cleanings, are covered up to 100%. Dental plans may include additional benefits such as LASIK, orthodontia, or hearing care.

Our Agents

Our team of dedicated agents is committed to providing you with the highest level of service and support. They are knowledgeable, experienced, and dedicated to helping you achieve your insurance and financial goals. Whether you need assistance with life insurance, retirement planning, or Medicare supplement insurance, our agents are here to help.

Senior Insurance and Annuity Broker/Owner

TJ Hines, our senior insurance and annuity broker/owner, holds a life and health license in 21 different states. He is also a licensed realtor, notary public, a senior tax specialist for H&R Block with 30 years of experience, half of that time as manager. He has a BA in business management from Stockton University in New Jersey and specializes in showing clients how to reduce taxes, build wealth, and protect their families with safe money principles.

Taxable, Tax-Deferred or Tax-Advantaged?

When it comes to your family, your money, and your retirement, proper protection is key. Knowing how your money will be taxed is vital to the protection of your family and assets. Use our chart to find any gaps in your protection, then use the link below to book a virtual appointment with one of our helpful and knowledgeable agents.