Business Details
17 Years
experience
Collector Vehicle Insurance Experts
NCM Insurance Agency was founded in 2009 with a clear mission to become the leading provider of client-focused collector car insurance across all 50 states. As part of the National Corvette Museum family, we combine deep automotive passion with specialized insurance expertise to protect collector vehicles of all makes and models. Our Agreed Value Protection guarantees pre-determined vehicle values without depreciation, while our High-Performance Driving Event (HPDE) insurance addresses unique track-day risks. With over 15 years of combined experience from our leadership team, we offer tailored coverage options including flexible mileage plans, expert claims service with dedicated adjusters, and exclusive discounts for multi-vehicle collections.Our commitment to transparency is demonstrated through our A+ rated carrier partnership with American Modern Insurance Group and our 97% client recommendation rate. We maintain industry authority through continuous innovation in niche insurance solutions and active participation in automotive enthusiast communities nationwide.
Services
Collector Vehicle Insurance
HPDE Coverage
Car Club Liability
Umbrella Policies
Race Car Insurance
Details
- Year established: 2009
Highlights and features
- Agreed-Value Coverage guarantees pre-determined vehicle value compensation
- Freedom to choose preferred repair shops for all claims
- Cost-efficient rates compared to standard auto policies
- Dedicated claims adjusters with automotive industry expertise
- Flexible deductible options from $0 to $10,000
What people say
Great service
Professional courteous service
Quick and efficient
Timely responses
Great prices
Services
Collector Vehicle Insurance
Specialized insurance for vintage and classic vehicles offering Agreed Value Protection that guarantees pre-determined compensation without depreciation. Our policies include flexible mileage options, spare parts coverage, and expert claims service with preferred repair shop selection. Designed for automotive enthusiasts who require protection that matches their collector vehicles' unique value and usage patterns.
HPDE Coverage
High-performance driving event insurance covering physical damage during organized track days. Provides protection for vehicles participating in HPDE programs with options for single or multi-event coverage. Excludes liability coverage but offers comprehensive physical damage protection while on race course premises, including instructor-driven scenarios and two-driver policies.
Car Club Liability
Specialized liability coverage for automotive clubs and organizations. Protects against claims arising from club events and activities with tailored policies for directors and officers. Includes coverage for property damage and bodily injury liability during organized club functions and meets.
Umbrella Policies
Personal umbrella policies providing additional liability coverage beyond standard auto and homeowners insurance. Offers extra protection against lawsuits and judgments with customizable limits. Designed to safeguard assets through layered coverage that extends beyond primary policy limits.
Race Car Insurance
Specialized insurance for competition vehicles used in motorsport events. Covers damages and liability specific to racing environments with options for track-day events and competitive racing scenarios. Includes protection for high-performance vehicles during sanctioned racing activities and related transportation.
People
Adam Boca
Executive Director
Automotive enthusiast with lifelong collector vehicle experience. Leads NCM Insurance with deep industry knowledge gained through ownership of multiple Corvettes and other classic cars. Brings generational expertise from family automotive traditions.
Sam Milam
Business Development Lead
Bowling Green native with extensive motorsport industry connections. Specializes in connecting collectors with cost-effective insurance solutions while maintaining strong community ties to automotive enthusiast networks.
Lorrie Carta
Client Support Specialist
25-year customer service veteran with automotive racing experience. Owns a 1967 Camaro RS raced in NHRA circuits. Provides technical expertise combined with personalized support for collector vehicle owners.
Sharon Smith
Insurance Agent
C2 and C6 Corvette owner with firsthand collector vehicle experience. Combines personal passion with professional expertise to connect clients with tailored insurance solutions at car shows and events.
Joe Petty
Insurance Agent
Third-generation automotive enthusiast raised in Bowling Green. Combines family mechanical expertise with museum experience to serve collector vehicle owners with specialized insurance knowledge.
Questions
What types of collector vehicles do you insure?
We insure all makes and models of collector vehicles including antiques (pre-1949), classics (1950-1984), exotics, and special collectibles from 1985 onwards.
Can I use my collector car for daily commuting?
Our policies include an Occasional Commuting Endorsement allowing up to two weekly commutes while maintaining collector status and protection.
How does the claims process work?
We assign dedicated claims adjusters who guide you through the process, allowing you to choose preferred repair shops and ensuring personalized support.
Do you offer discounts for multiple vehicles?
Yes, we provide exclusive discounts for multi-unit collections and large/high-value vehicle portfolios through our specialized collector coverage.
What storage requirements apply to collector vehicles?
Vehicles must be stored in locked garages or approved enclosed carports with at least two solid sides for full protection coverage.
Can I adjust my policy deductible?
Our policies offer flexible deductible options ranging from $0 to $10,000 to match your budget and risk tolerance preferences.
Videos
