Welcome to the Jay Dacey Mortgage Team, your trusted partner for all your home financing needs in Minnesota, Wisconsin, and Florida. Led by Jay Dacey, NMLS #375033, our team is committed to providing you with a seamless, efficient, and transparent mortgage experience. With over 18 years of experience in the industry, we have the knowledge, expertise, and resources to help you achieve your homeownership goals.
At the Jay Dacey Mortgage Team, we pride ourselves on our exceptional communication, personal attention, and speed. Our well-integrated team will keep you informed every step of the way, ensuring that you know what's going on and what the next steps are. We take the time to get to know you and your financial situation, creating long-lasting relationships with our clients. Our mortgage consultants are here to make sure your immediate and long-term financial goals are met, offering you multiple rate and fee options so you know you're getting the best home loan for you and your family.
Our Loan Programs
We offer a wide range of loan programs to suit your unique needs, including:
- Conventional Loans
- VA Loans (Veterans Affairs)
- FHA Loans
- USDA Loans
- Jumbo Loans
- HELOCs
- Reverse Mortgage Loans
- Refinancing Information
Whether you are a first-time homebuyer, a divorcee, a doctor, self-employed, an investor, a vacation homebuyer, or a veteran, we have the right loan program for you. Our team is dedicated to finding the best financing solution tailored to your specific situation.
Our Service Areas
We are currently licensed in Minnesota, Wisconsin, and Florida and can work with you on a property anywhere in those states. We understand the local real estate markets and regulations, ensuring a smooth and hassle-free mortgage process for our clients.
Our Commitment to You
At the Jay Dacey Mortgage Team, we are committed to:
- Communication: Keeping you informed every step of the way.
- Personal Attention: Taking the time to get to know you and your financial situation.
- Speed: Getting your mortgage to the finish line on time for closing.
- Low Rates and Fees: Shopping for the best home loan options for you.
- Exceptional Customer Service: Providing a seamless, efficient, and transparent mortgage experience.
Get Started Today
Ready to get started on your home financing journey with the Jay Dacey Mortgage Team? Give us a call at 651-315-7681 for a free, no-obligation consultation to discuss your situation and answer any questions. Fill out our 5-minute secure online loan application to get pre-approved for a purchase or to receive personalized rate quotes. Check out our mortgage calculators to give you estimates on buying vs renting, your monthly payment, refinancing options, and more! Click here to access a FREE valuation report on your home and see what your home could be worth!
Don't hesitate to call us at 651-315-7681 with any questions. We look forward to serving you!
Exceptional Service and Results
The reviews of the Jay Dacey Mortgage team are overwhelmingly positive, with all authors giving the team a perfect 5-star rating. The reviewers praise the team's exceptional service, responsiveness, and professionalism. They highlight the team's ability to communicate effectively, answer questions thoroughly, and move the process forward smoothly.
Personalized Attention and Expertise
Many reviewers compliment the team on their personalized attention and expertise. They appreciate how the team took the time to understand their needs and goals, and provided tailored guidance throughout the process. Reviewers note that the team's expertise and strategic insights helped them navigate the complex mortgage process with ease.
Excellent Communication and Flexibility
The reviewers praise the team's excellent communication and flexibility. They appreciate how the team kept them informed throughout the process, responded promptly to their questions, and adapted to their changing needs. Reviewers also commend the team's ability to accommodate unique circumstances, such as self-employment or complex loan structures.

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