Ruggaard

At Ruggaard & Associates, LLC, we believe that financial independence is within reach for everyone. Founded in 1993, our company offers comprehensive financial planning, investment management, and tax services. Our mission is to help our clients achieve their financial goals by providing personalized, holistic services that cater to their unique needs. With over 25 years of experience, we have established a reputation built on trust, skill, and integrity.

How We Help You

We understand that every individual has different financial objectives and aspirations. That's why we offer a range of services, including financial planning, investment management, retirement plan management, and tax services. Our process begins with a free, introductory meeting where we work with you to identify and assess your personal objectives and financial goals. From there, we provide customized planning and recommendations tailored to your situation. Whether you're looking to secure your financial future, manage your investments, or plan for retirement, we are here to guide you every step of the way.

Our Services

• Financial Planning: We help you determine what you need for financial independence, becoming a trusted partner in your financial goals and dreams.
• Investment Management: As a fee-only Registered Investment Advisor, we offer a transparent, fee-only service model, ensuring your interests are served first.
• Retirement Plan Management: We assist you in creating a healthy financial outlook during your retirement years through investment strategies and ongoing financial planning.
• Tax Services: Our tax planning and tax preparation services help you reduce your tax liabilities and improve your financial situation.

The Process

Our process is designed to be collaborative and tailored to your needs. It begins with Discovery & Engagement, where we work with you to identify and assess your personal objectives and financial goals. Next, we move on to Analysis Plan Development, where we develop a comprehensive plan for your financial goals. After that, we present our plan to you for discussion and approval. Once approved, we focus on Implementation, coordinating all aspects of your plan. Finally, we ensure ongoing Monitor & Review, updating and adjusting your plan as needed to reflect changes in your life and the market.

Our Team

At Ruggaard & Associates, LLC, we pride ourselves on our experienced and dedicated team. With years of combined experience in the financial industry, we are well-equipped to provide the highest level of service and expertise. Our team is committed to helping you achieve your financial goals and build a secure financial future.