Business Details
48 Years
experience
Your Trusted Pawn Shop in San Jose for Jewelry, Watches & Loans
Since 1978, R & J Jewelry has established itself as a trusted family-owned pawn shop in San Jose, CA, specializing in jewelry, luxury watches, and precious metals. Our team of GIA-trained gemologists and experienced watch appraisers provides fair, transparent valuations for items ranging from gold bullion to high-end timepieces. We prioritize personalized service, offering secure pawn loans with flexible terms and competitive rates. Our commitment to community service is reflected in our low-cost financial solutions for local residents facing unexpected expenses.With decades of combined expertise, we ensure every transaction maintains the highest standards of professionalism and integrity. Our inventory includes discounted fine jewelry and authorized dealer collections, complemented by repair services for watches and accessories. We operate with a focus on building long-term relationships through honest appraisals and exceptional customer care.
Services
Pawn Loans
Jewelry Sales
Gold Buying
Watch Appraisals
Diamond Valuation
Precious Metals Trading
Luxury Handbag Sales
Pawn Loan Extensions
Custom Jewelry Design
Watch Repair Services
Details
- Year established: 1978
Highlights and features
- Family-owned since 1978 with deep local market expertise
- GIA-trained gemologists ensure accurate diamond valuations
- Competitive rates for pawn loans up to $500,000
- Specialized appraisal process for luxury timepieces
- Transparent transactions with no hidden fees
Services
Pawn Loans
Secure short-term financing using personal valuables as collateral. Loans available from $5 to $500,000 with four-month repayment terms. No credit checks required, and all transactions remain confidential.
Gold Buying
Competitive pricing for gold in any form including jewelry, coins, and bullion. Instant cash payments with no minimum quantities required. Appraisals consider current market rates and purity testing.
Watch Appraisals
Expert evaluation of luxury watches by brand specialists. Services include authentication, condition assessment, and market value analysis for both loan and purchase transactions. Brands include Rolex, Cartier, and Patek Philippe.
Diamond Valuation
Professional assessment of loose and mounted diamonds by GIA-certified experts. Certification verification and pricing based on 4Cs grading standards. Premium offers for certified stones 1 carat and larger.
Jewelry Sales
Curated selection of discounted luxury jewelry including rings, chains, and earrings. Authorized dealer inventory features brands like Yehuda Diamonds and Fredrick Goldman. Custom design services available.
People
Angel Manzano
Rolex Watch Buyer
With over 20 years of experience in horology, Angel specializes in authenticating and valuing luxury timepieces. He ensures competitive offers for Rolex and other premium brands while maintaining strict appraisal standards.
Janis Schneider
Diamond Buyer
A GIA-trained gemologist with decades of experience, Janis provides accurate diamond valuations based on certified grading metrics. She specializes in maximizing returns for high-carat and certified stones.
Questions
How do pawn loans work at R & J Jewelry & Loan?
Bring an item of value, receive a free appraisal, and get cash based on its worth. Repay within four months to reclaim your item.
What types of items can I pawn or sell?
We accept jewelry, luxury watches, diamonds, gold, silver, bullion, and designer handbags for both loans and direct purchases.
How are appraisal values determined?
Our GIA-trained gemologists and watch experts evaluate items based on current market values, condition, and authenticity documentation.
Can I get a loan for high-value items?
Yes, we offer loans up to $500,000 for qualified collateral including luxury watches, diamonds, and precious metals.
Do you buy damaged jewelry or watches?
Yes, we purchase items in various conditions though complete sets with original documentation receive higher offers.
