Business Details
Your Trusted Partner for Comprehensive Financial Planning Solutions
Skinner Copper & Ehmen Wealth Management has dedicated itself to providing comprehensive financial planning and advisory services since our inception. Our team of seasoned professionals brings decades of combined experience in banking, investment management, and retirement planning to deliver tailored solutions for clients across the United States and internationally. We specialize in retirement income strategies, portfolio management, and long-term care planning, guided by a client-first philosophy that prioritizes personalized service and financial expertise. Our advisors hold prestigious certifications including CFP, CPA, and CLU, ensuring clients receive technically sound and ethically grounded guidance.With a focus on building lasting relationships, we help individuals and families navigate complex financial decisions through our Confidence Focus Experience planning process. Our commitment to excellence is reflected in our rigorous investment due diligence, technology-driven approaches, and community involvement through organizations like the Fellowship of Christian Athletes and SPARC. As a Registered Investment Adviser, we maintain strict compliance with regulatory standards while maintaining transparency about investment risks and performance limitations.
Services
Retirement Income Strategies
Portfolio Management
Comprehensive Financial Plans
401k Planning
Long-Term Care Solutions
Estate Planning
Investment Advisory Services
Retirement Distribution Strategies
Wealth Preservation
Confidence Focus Experience
Highlights and features
- We offer over 30 years of combined experience in financial advisory services
- Our team holds prestigious certifications including CFP, CPA, and CLU designations
- We implement the proprietary Confidence Focus Experience planning methodology
- Our advisors provide personalized investment due diligence and technology-driven solutions
- We maintain strict compliance with regulatory standards as a Registered Investment Adviser
Associations and certifications
- Registered Investment Adviser
What people say
Expert retirement strategies
Personalized financial guidance
Decades of experience
Certified professionals
Comprehensive planning
Services
Retirement Income Strategies
Our retirement income strategies create sustainable cash flow solutions for post-career life. We analyze Social Security optimization, pension distributions, and tax-efficient withdrawals to ensure financial security. With personalized projections and risk management techniques, we help clients maintain their desired lifestyle throughout retirement while adapting to market fluctuations and longevity concerns.
Portfolio Management
Our portfolio management service constructs diversified investment strategies aligned with individual risk tolerance and financial goals. We employ rigorous due diligence processes and technology-driven analytics to optimize asset allocation across equities, fixed income, and alternative investments. Regular performance reviews ensure portfolios remain aligned with evolving market conditions and client objectives while maintaining compliance with regulatory standards.
Comprehensive Financial Plans
We develop comprehensive financial plans that integrate all aspects of personal finance including tax strategies, estate planning, and insurance needs. Our Confidence Focus Experience process identifies life goals and creates actionable roadmaps to achieve them. Through ongoing guidance and plan updates, we help clients navigate major life transitions while maintaining financial stability and growth.
Long-Term Care Solutions
Our long-term care specialists design strategies to address future healthcare needs while protecting financial assets. We evaluate insurance options, hybrid policies, and self-funding approaches to create customized solutions. The planning process considers family history, health status, and financial capacity to ensure clients maintain independence and dignity in their later years without compromising their legacy goals.
401k Planning
We provide specialized guidance for optimizing 401k and workplace retirement plans. Our advisors analyze investment options, contribution strategies, and employer match utilization to maximize retirement savings. We help clients navigate plan limitations, rollover decisions, and distribution rules while coordinating these accounts with overall financial objectives and tax efficiency considerations.
People
Douglas L. Skinner
Financial Advisor
With over 30 years in banking and financial services, Doug specializes in comprehensive financial plans and retirement strategies. He holds an MBA from the University of Illinois at Springfield and previously served as Vice President at Bank of Springfield managing investment and trust departments.
James D. Copper
Financial Advisor
A Certified Financial Planner and Chartered Life Underwriter with expertise in pension planning. Jim developed the Confidence Focus Experience process and has over 40 years of experience in financial services, previously teaching mathematics and coaching basketball at the high school level.
Ryan Ehmen
Managing Partner
As a CPA and Personal Financial Specialist, Ryan leads retirement savings and distribution strategies. He graduated from the University of Illinois-Springfield with a Masters in Accountancy and serves as Registered Principal for the firm's investment advisory services.
Melanie Lesko
Financial Advisor
With 27 years in financial services, Melanie specializes in retirement planning and long-term care solutions. She graduated from Western Illinois University with a Finance degree and provides personalized investment guidance to clients across the United States.
Noah D. Skinner
Wealth Management Advisor
A Certified Financial Planner with four years of industry experience, Noah focuses on 401k planning and retirement strategies. He graduated from Illinois State University with a Finance degree and holds health and life insurance licenses to support comprehensive client solutions.
Questions
What financial planning services do you offer?
We offer comprehensive services including retirement income strategies, portfolio management, 401k planning, long-term care solutions, and estate planning through our Confidence Focus Experience process.
Are you licensed to provide investment advice?
Yes, we are a Registered Investment Adviser with properly licensed professionals who provide advisory services in compliance with regulatory requirements across all states where we operate.
What certifications do your advisors hold?
Our team includes Certified Financial Planners (CFP), Chartered Life Underwriters (CLU), Certified Public Accountants (CPA), and Personal Financial Specialists (PFS) with decades of combined industry experience.
How do you approach retirement planning?
We use our proprietary Confidence Focus Experience methodology to create personalized retirement plans that consider income needs, tax strategies, healthcare costs, and legacy goals with ongoing adjustments for changing circumstances.
What investment management strategies do you use?
We employ diversified portfolio strategies with rigorous due diligence, technology-driven analytics, and regular performance reviews to optimize asset allocation across various investment classes and market conditions.
Do you work with clients outside Illinois?
Yes, we serve clients throughout the United States and internationally, providing remote advisory services through secure digital platforms while maintaining compliance with all applicable regulations.
